5016 SILVER BELL DRIVE, PORT CHARLOTTE, FL, 33948
Active1046 days on marketListed Sep 30, 2023MLS #S5092420
About this home
5016 SILVER BELL DRIVE
Here's a terrific location for your dream home! Discover the serenity of this freshwater canal and lake in the midst of a saltwater canal-laden waterfront community. State parks within a mile, shopping, fishing, and scenic beauty at your doorstep. Ideal for families, with a lake just yards away. Enjoy Charlotte Harbor Park and nearby state parks with dining areas and pergolas. A public boat ramp is minutes from your property. No HOA fees. Incredibly peaceful neighborhood. Don't miss this chance to own your personal paradise! Act now—why wait?
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$362 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$362/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside O'hara
Get to know Port Charlotte. See the full Port Charlotte guide →
O'hara — neighborhood snapshot
Population
5,202
Median age
58
Median income
$75,856
Median home value
$383,125
Avg household
2
Households w/ children
392
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 5016 SILVER BELL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$225,000
18263 OHARA DRIVE · same community
2 bd · 2 ba · 894 sqft · $252/sqft · 60 DOM
Sold · Jul ’26$330,000
18234 AVONSDALE CIRCLE · same community
2 bd · 2 ba · 912 sqft · $362/sqft · 49 DOM
Sold · Oct ’25$290,000
18938 AYRSHIRE CIRCLE · same community
2 bd · 2 ba · 962 sqft · $301/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 5016 SILVER BELL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5016 SILVER BELL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5016 SILVER BELL DRIVE FAQs
What would the monthly payment be for 5016 SILVER BELL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $362/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5016 SILVER BELL DRIVE?+
The most recent tax bill on record (2022) was $826. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $21,000, this home is listed about 94% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 5016 SILVER BELL DRIVE?+
Murdock Middle School (middle), Meadow Park Elementary School (elementary), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PORT CHARLOTTE 33948 market on paper
$21,000 is 30% below the PORT CHARLOTTE 33948 median of $30,000.
02Time on market is leverage
1046 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $30,000, now $21,000 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE FIRM RE · Amer Lababidi. MLS #S5092420.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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