PINE NEEDLE TRAIL, KISSIMMEE, FL, 34746
Active776 days on marketListed Jun 18, 2024MLS #S5107059
About this home
PINE NEEDLE TRAIL
LOCATION..LOCATION..LOCATION... Beautiful lot! Ready to build your dream home. Low HOA. Located near restaurants, shopping, schools and the new Sun Rail just minutes away. Lot Is Currently Zoned Residential. **Seller(s) and agent does not warrant information in MLS, County and Tax Records. Please contact Osceola County for questions, building permits and zoning department to verify information on the uses. All MLS information within is deemed reliable but not guaranteed, the Buyer(s) are solely responsible for verifying independently all the information, measurements and/or if the property is suitable for intended use and all the detail
Facts & features
The home at a glance
0.5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,417 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,417/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Kissimmee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
KISSIMMEE 34746 — neighborhood snapshot
Population
57,181
Median age
37.6
Median income
$67,677
Median home value
$328,500
Avg household
3.13
Households w/ children
5,929
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $355K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% below the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near PINE NEEDLE TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$370,000
4423 REAVES ROAD
3 bd · 2 ba · 1,200 sqft · $308/sqft · 192 DOM
Sold · Jun ’26$465,000
3095 PASTURES ROAD
2 bd · 2 ba · 1,280 sqft · $363/sqft · 71 DOM
Sold · Aug ’25$336,000
3354 SUMMERDALE WAY
3 bd · 2 ba · 1,405 sqft · $239/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about PINE NEEDLE TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for PINE NEEDLE TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
PINE NEEDLE TRAIL FAQs
What would the monthly payment be for PINE NEEDLE TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,417/mo — principal and interest, the actual property-tax bill, the $22/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at PINE NEEDLE TRAIL?+
The association fee works out to $22 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on PINE NEEDLE TRAIL?+
The most recent tax bill on record (2023) was $774. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at PINE NEEDLE TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $185,000, this home is listed about 51% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to PINE NEEDLE TRAIL?+
Kissimmee Middle School (middle), Flora Ridge Elementary School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY KISSIMMEE · Alexa Burgos. MLS #S5107059.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Kissimmee homes, in your inbox
Like PINE NEEDLE TRAIL but not quite? A daily digest of every new listing in Kissimmee — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Zack to ping you on any price or status change →