1861 PINE NEEDLE TRAIL, KISSIMMEE, FL, 34746
Active2 days on marketListed Sep 18, 2026MLS #S5157845
About this home
1861 PINE NEEDLE TRAIL
SPACE, PRIVACY, AND LOCATION! A spacious 4-bedroom, 2.5-bath pool home offering approximately 2,904 square feet of living space on an impressive HALF-ACRE LOT. Designed for families who want room to spread out both inside and outside, this home features multiple living and entertainment areas, including a family room, great room/living room, and an oversized upstairs loft/game room—providing plenty of flexibility for entertaining, working from home, and hobbies. The primary bedroom is conveniently located on the FIRST FLOOR, while three additional bedrooms are upstairs, creating a comfortable separation of space. The huge upstairs loft/game room provides even more versatility and can easily serve as a media room, playroom, home gym, or additional gathering area. The home also features several updates completed in 2023, including an UPDATED KITCHEN, UPDATED FLOORING, and a RESURFACED POOL—bringing fresh improvements to some of the home's most important spaces. The roof was updated in 2018; there are two A/C's that were updated in 2024 and 20216. Step outside and enjoy one of the property's biggest highlights—a PRIVATE FENCED BACKYARD with a screened-in swimming pool and an expansive half-acre lot. There is plenty of outdoor space to entertain, relax by the pool, enjoy Florida living, and accommodate a variety of recreational needs, with space for RVs, boats, trailers, and other toys. The location adds even more appeal, with convenient access to shopping, restaurants, schools, recreation, and the US-192 corridor. Enjoy nearby destinations such as Shingle Creek Regional Park and Kissimmee Lakefront Park, along with easy access to Old Town, Central Florida's world-famous attractions. If you have been looking for a home that offers a LARGE LOT, PRIVATE POOL, FENCED BACKYARD, FIRST-FLOOR PRIMARY BEDROOM, multiple living spaces, a HUGE LOFT/GAME ROOM, and plenty of room for everyone to spread out, 1861 Pine Needle Trail offers a combination of space, privacy, flexibility, and location schedule your private tour.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,904
Sqft
0.5 ac
Lot size
2
Garage
1988
Year built
Two
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,415 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,415/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.9%
$/sqft vs Kissimmee actives
$172 vs $209
Days on market
2 vs 55 typical
Where $172/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pleasant Hill Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Pleasant Hill Lakes — neighborhood snapshot
Population
773
Median age
40
Median income
$87,718
Median home value
$388,400
Avg household
3
Households w/ children
95%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
204 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 1861 PINE NEEDLE TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$485,000
2729 EAGLE GLEN CIRCLE
5 bd · 3 ba · 2,792 sqft · $174/sqft · 182 DOM
Sold · Dec ’25$470,000
2867 SHADOW WOOD COURT
4 bd · 2.5 ba · 2,744 sqft · $171/sqft · 18 DOM
Sold · Sep ’26$485,000
2827 SHADOW WOOD COURT
3 bd · 3.5 ba · 2,736 sqft · $177/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1861 PINE NEEDLE TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1861 PINE NEEDLE TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1861 PINE NEEDLE TRAIL FAQs
What would the monthly payment be for 1861 PINE NEEDLE TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,415/mo — principal and interest, the actual property-tax bill, the $31/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1861 PINE NEEDLE TRAIL?+
The association fee works out to $31 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1861 PINE NEEDLE TRAIL?+
The most recent tax bill on record (2025) was $713. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1861 PINE NEEDLE TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $499,990, this home is listed about 32% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1861 PINE NEEDLE TRAIL?+
Bellalago Charter Academy (elementary), Liberty High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$499,990 runs 47% above the KISSIMMEE 34746 median — but at 2,904 sqft it's also 60% larger than the typical Kissimmee listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a Kissimmee market that averages 55 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of VESTI LLC · Maykol Romo. MLS #S5157845.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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