
4190 PINE TREE DRIVE, ST CLOUD, FL, 34772
Sold632 days on marketListed Oct 25, 2024Sold Dec 6, 2024MLS #S5114476
About this home
4190 PINE TREE DRIVE
THIS REMARKABLE 4 -BEDROOM, 3-BATH CUSTOM -BUILT BLOCK HOME IS MOVE-IN READY AND HAS BEEN METICULOUSLY MAIINTAINED SINCE IT WAS BUILT IN 2004. NESTLED ON A 2.11-ACRE LOT THAT IS IN FLOOD ZONE "X" REQUIRING "NO" FLOOD INSURANCE. THIS HOME OFFERS PRIVACY WITH ITS FULL FENCED PROPERTY. ADDING TO ITS APPEAL, THE ROOF WAS REPLACED IN JANUARY 2024, GIVING BUYERS PEACE OF MIND. FOR ADDED COMFORT AND EFFICIENCY, THE HOME IS BUILT WITH INSULATED SOUND-DAMPENING WALLS AND FEATURES PEST CONTROL TUBING INSIDE THE WALLS, PROVIDING EXTRA PEACE OF MIND. INSIDE, YOU'LL FIND 10 FOOT CEILINGS, FIVE & A QUARTER BASEBOARDS THROUGHOUT THE HOME WITH ELEGANT CROWN MOLDING IN THE DINING ROOM AND ABOVE THE BEAUITFUL FRENCH DOORS IN THE LIVING ROOM. THE KITCHEN BOASTS REAL MAPLE WOOD CABINETS, A BREAKFAST BAR, AMPLE COUNTER SPACE, A CHEERFUL EAT-IN AREA AND ALL THE APPLIANCES ARE INCLUDED. THE COMMODIOUS DINING ROOM CONNECTS SEAMLESSLY TO THE FOYER, KITCHEN AND THE SPACIOUS LIVING ROOM THAT IS FILLED WIITH NATURAL LIGHT AND OPENS TO A SCREENED INCLOSED REAR PORCH. THE MASTER BEDROOM IS GENEROUSLY SIZED AND SPLIT FROM THE OTHER THREE BEDROOMS. MASTER BATHROOM OFFERS DUAL SINKS, A JACUCUZZI TUB, SEPARATE SHOWER, WALK IN CLOSET AND A PRIVATE WATER CLOSET FOR ADDED LUXURY. THE COZY FRONT COVERED PORCH IS PERFECT FOR UNWINDING, AND THE REAR ENCLOSED SCREEN PORCH OFFERS FLEXIBLE SPACE IDEAL FOR GATHERINGS OR RELAXATION. ADDITIONAL HIGHLIGHTS INCLUDE ATTACHED 3-CAR GARAGE, AN EXTRA -WIDE DRIVEWAY PROVIDING PLENTY OF PARKING, PROPERTY FEATURES TWO ENTRANCES FOR CONVENIENT ACCESS. THE IMMPRESSIVE 40 X 80 METAL BUILDING WITH 3 ROLL-UP DOORS AND 1 WALK-THRU DOOR, BUILT IN 2006. THIS SPACE INCLUDES 14 FOOT WALLS, OUTSIDE 50 -AMP RV PLUG AND ADDITIONAL PARKING PAD. WATER SOURCE IS SUPPLIED BY A 320 FT WELL WITH A 4-INCH GALVANIZED PIPE, AND ALSO COMES WITH A WATER TREATMENT SYSTEM. WITH NO HOA OR CDD FEES, THIS PROPERTY IS LOCATED NEAR SCHOOLS, MEDICAL FACILITIES, SHOPPING, ENTERTAINMENT, PARKS, LAKES, AIRPORTS, DISNEY, BEACHES AND MORE. THE ONLY WAY TO FULLY APPRECIATE THIS EXCEPTIONAL HOME AND LOCATION IS TO SEE IT IN PERSON. SCHEDULE YOUR SHOWING TODAY AND EXPERIENCE THE CHARM AND TRANSQUILITY IT OFFERS!!!!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,311
Sqft
2.11 ac
Lot size
3
Garage
2004
Year built
One
Levels
$331
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$331 vs $221
Days on market
632 vs 33 typical
Where $331/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Get to know St Cloud. See the full St Cloud guide →
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
189 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% above the St Cloud median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4190 PINE TREE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$505,000
4510 PINE TREE DRIVE
3 bd · 2.5 ba · 2,336 sqft · $216/sqft · 34 DOM
Sold · Oct ’25$593,000
4419 CITRUS DRIVE
4 bd · 3 ba · 2,222 sqft · $267/sqft · 17 DOM
Sold · Jan ’26$632,000
4450 PINE TREE DRIVE
3 bd · 2.5 ba · 2,406 sqft · $263/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4190 PINE TREE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4190 PINE TREE DRIVE — before you fall in love.
Selling nearby?
What's your home worth today?
This sale is one data point — your home is another. Get a data-driven estimate built from real closed sales like this one, in about a minute.
The brief
Three things that matter here
01Positioned at the premium end
$765,000 runs 80% above the St Cloud median — but at 2,311 sqft it's also 17% larger than the typical St Cloud listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
632 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY LLC · Maureen Fertic. MLS #S5114476.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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