0 HIDDEN HARBOR LANE, KISSIMMEE, FL, 34746
Active501 days on marketListed Mar 28, 2025MLS #S5122938
About this home
0 HIDDEN HARBOR LANE
LAKEFRONT LOT in GATED NEIGHBORHOOD of HIDDEN HARBOR * 0.52 ACRES * PICK YOUR OWN BUILDER * BUILD ON YOUR TIMELINE * TENNIS COURTS, GAZEBO, BASEBALL DIAMOND and a FISHING PIER OVERLOOKING the NEIGHBORHOOD POND. Last available buildable LAKEFRONT lot in the EXCLUSIVE, GATED Hidden Harbor community, nestled on the stunning shores of Lake Toho, part of the renowned Chain of Lakes. This 0.52-acre cleared lot is ready for your dream home, offering sunrise views, lush oak trees, and a serene, private setting with no building time restrictions—pick your own builder! Enjoy resort-style amenities including tennis courts, a pond, fishing pier, and secrity gate, all within an established, low-HOA neighborhood. Ideal for both investment or personal use, this prime location is just minutes from NEO CITY AND NEO CITY ACADEMY, DOWNTOWN KISSIMMEE, popular travel destinations, shopping, restaurants & much more. With access to top bass fishing lakes and the ability to boat to the coast, this is an opportunity you won’t want to miss!
Facts & features
The home at a glance
0.52 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,782 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,782/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hidden Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Hidden Harbor — neighborhood snapshot
Population
1,938
Median age
40
Median income
$87,718
Median home value
$388,400
Avg household
3
Households w/ children
214
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 HIDDEN HARBOR LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$239,000
1750 NW 3rd Ter # 105C, Fort Lauderdale FL 33311 · same community
2 bd · 2 ba · 975 sqft · $245/sqft · 307 DOM
Sold · Dec ’25$227,950
333 NW 17th Ct # 103B, Fort Lauderdale FL 33311 · same community
2 bd · 2 ba · 975 sqft · $234/sqft · 222 DOM
Sold · Aug ’25$264,500
1785 N Andrews Sq # 201, Fort Lauderdale FL 33311 · same community
2 bd · 2 ba · 975 sqft · $271/sqft · 183 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 0 HIDDEN HARBOR LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 HIDDEN HARBOR LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
0 HIDDEN HARBOR LANE FAQs
What would the monthly payment be for 0 HIDDEN HARBOR LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,782/mo — principal and interest, the actual property-tax bill, the $167/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 0 HIDDEN HARBOR LANE?+
The association fee works out to $167 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 0 HIDDEN HARBOR LANE?+
The most recent tax bill on record (2024) was $939. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 0 HIDDEN HARBOR LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $217,500, this home is listed about 43% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 0 HIDDEN HARBOR LANE?+
Pleasant Hill Elementary School (elementary), Horizon Middle School (middle), Liberty High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the KISSIMMEE 34746 market on paper
$217,500 is 37% below the KISSIMMEE 34746 median of $346,950.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
501 days on market against a Kissimmee median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $229,900, now $217,500 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EAST PARK REALTY LLC · Racquel Schroeder. MLS #S5122938.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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