CENTURY 21 Edge
$389,999$435,0005 bd3.5 ba2,732 sqft$143 /sqft$3,316 /mo all-in ↓

823 CHINOY ROAD, DAVENPORT, FL, 33837

Active295 days on marketListed Oct 21, 2025MLS #S5136943

Reduced $45KSingle Family ResidenceBELLA VITA PH IA & IB-I

About this home

823 CHINOY ROAD

"Wow, check this out! The price just fell, and so should your jaw!! Perfect time to grab this beauty before its gone!" Welcome to a home that truly stands apart! This 5-bedroom, 3.5-bath gem offers exceptional space, soaring high ceilings, and a flexible loft area—perfect for families who need room to grow and love to entertain. Every detail reflects pride of ownership, from the open floor plan and oversized bedrooms to the bright, inviting layout that fills the home with natural light. This home offers the space, privacy, and upgrades that make it one of a kind. The open-concept kitchen is the heart of the home, featuring upgraded 36” staggered cabinets with crown molding, stainless steel appliances, and a cozy breakfast nook—ideal for morning coffee or casual family meals. The formal dining room provides an elegant space for holiday feasts and special celebrations with loved ones. Upstairs, you’ll find four additional spacious bedrooms, two full baths, and a 17’ x 19’ loft—perfect for a media room, playroom, or home office—along with a bonus storage room equipped with a ceiling fan for added comfort. Every room offers ample space to grow, making this home perfect for families who value both comfort and flexibility. Step outside to your expansive backyard oasis—fully enclosed with a vinyl privacy fence for peace of mind. With plenty of room to design and create the outdoor space of your dreams, the possibilities are endless—whether you envision a pool, garden, patio, or playground, this backyard can be transformed to fit your lifestyle. Recent upgrades include extra attic insulation, polarized energy-efficient windows, a full-yard irrigation system, solar panels to help keep utility bills low, water softener connections, an epoxy-coated patio, interior and exterior LED daylight lighting, and security camera connections ready to go. Located in a vibrant and growing community featuring a brand-new pool and playground, this home also offers ample parking for multiple vehicles and easy access to Highway I-4, Posner Park Mall, dining, shopping, and Orlando’s world-famous theme parks. Meticulously cared for and thoughtfully upgraded, this one-of-a-kind home stands out from the rest with its spacious rooms, room to grow, and an outdoor space that inspires creativity and relaxation. Don’t miss your chance to own this move-in-ready dream home—where memories are made, laughter is shared, and your family’s story truly begins!

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

2,732

Sqft

0.15 ac

Lot size

2

Garage

2022

Year built

Two

Levels

$143

Per sqft

Pets allowed

Inside

FlooringVinyl
AppliancesConvection Oven · Dishwasher · Disposal · Microwave · Refrigerator
InteriorAttic Fan · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Vinyl Siding · Wood Frame
FoundationSlab
FacesEast
ExteriorOther

Community & fees

HOA fee$21/mo
Taxes (2024)$7,998/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Available · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,316 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,296
FHA mortgage insurance (est.)$172
Property tax — 2024 actual bill$666
HOA fee — from the listing$21
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,650Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,650
Interest rate6.00%
Loan term

Estimated payment

$3,316/mo

Principal & interest$2,296
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$666
HOA / condo fee$21
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $390K
$363KedgeAI estimate $390,764 · range $378K$402K$418K

vs edgeAI estimate

−0.2%

$/sqft vs Davenport actives

$143 vs $191

Days on market

295 vs 56 typical

Where $143/sqft sits among the 400 Davenport actives

56 · this home
82
96
81
42
43
$143–161$161–180$180–198$198–217$217–235$235+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Davenport

Map of 823 CHINOY ROAD

Drive times from this address

Walt Disney World29 min
Universal Orlando39 min
Downtown Orlando45 min
Orlando Int’l Airport (MCO)50 min
Downtown Tampa71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Davenport. See the full Davenport guide →

DAVENPORT 33837 — neighborhood snapshot

Population

45,144

Median age

37.7

Median income

$75,861

Median home value

$297,700

Avg household

2.96

Households w/ children

5,646

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$350K$370K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

182 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the DAVENPORT 33837 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $389,999 $45K
Oct 21, 2025Listed at $435,000 · 295 days on market since
2022Built · BELLA VITA PH IA & IB-I

Reality check

What actually sold near 823 CHINOY ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2311 WHITE TAIL STREETSold · Aug ’25

$350,000

2311 WHITE TAIL STREET

4 bd · 2.5 ba · 2,340 sqft · $150/sqft · 84 DOM

1901 NOBLE DRIVESold · Jun ’26

$442,927

1901 NOBLE DRIVE

6 bd · 3.5 ba · 3,162 sqft · $140/sqft · 0 DOM

117 W MAPLE STREETSold · Oct ’25

$294,000

117 W MAPLE STREET

4 bd · 2 ba · 2,114 sqft · $139/sqft · 274 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 823 CHINOY ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 823 CHINOY ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

823 CHINOY ROAD FAQs

What would the monthly payment be for 823 CHINOY ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,316/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 823 CHINOY ROAD?+

The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 823 CHINOY ROAD?+

The most recent tax bill on record (2024) was $7,998. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 823 CHINOY ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $389,999, this home is priced right at the Davenport median.

Which schools are assigned to 823 CHINOY ROAD?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$389,999 runs 22% above the DAVENPORT 33837 median — but at 2,732 sqft it's also 39% larger than the typical Davenport listing.

02Time on market is leverage

295 days on market against a Davenport median of 56 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $435,000, now $389,999 — a $45K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Linda Sosa. MLS #S5136943.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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823 CHINOY ROAD, DAVENPORT, FL — 5 Bed, 3.5 Bath — $389,999 | CENTURY 21 Edge