
823 CHINOY ROAD, DAVENPORT, FL, 33837
Active358 days on marketListed Oct 21, 2025MLS #S5136943
About this home
823 CHINOY ROAD
MAJOR PRICE IMPROVEMENT — INCREDIBLE VALUE WITH EXTENSIVE UPGRADES! Here is your opportunity to own a beautifully maintained, move-in-ready home offering impressive space, thoughtful upgrades, and exceptional value at its new price! This spacious 5-bedroom, 3.5-bath home truly stands apart, featuring soaring ceilings, an open and inviting floor plan, oversized bedrooms, abundant natural light, and a versatile loft. With numerous improvements already completed, buyers can enjoy the benefit of a home that has been thoughtfully upgraded without taking on the time and expense of doing it themselves. At the heart of the home is the open-concept kitchen, featuring upgraded 36-inch staggered cabinetry with crown molding, stainless steel appliances, and a charming breakfast nook—perfect for morning coffee and casual meals. A separate formal dining room provides an elegant setting for holidays, celebrations, and entertaining. Upstairs, you'll find four generously sized bedrooms, two full bathrooms, and an impressive 17' x 19' loft that can easily serve as a media room, game room, playroom, home office, or additional living space. There's even a bonus storage room with a ceiling fan, providing additional flexibility rarely found in comparable homes. Step outside to an expansive backyard enclosed by a vinyl privacy fence, offering plenty of room to create your own private outdoor retreat. Imagine adding a pool, extended patio, outdoor kitchen, garden, or play area—the possibilities are endless. The extensive list of improvements adds even more value, including additional attic insulation, polarized energy-efficient windows, a full-yard irrigation system, solar panels designed to help reduce utility costs, water-softener connections, an epoxy-coated patio, interior and exterior LED daylight lighting, and pre-existing security-camera connections. The community continues to grow and now features a new pool and playground, while the home's generous parking makes it convenient for households with multiple vehicles and guests. You'll also enjoy easy access to I-4, Posner Park, shopping, restaurants, entertainment, and Central Florida's world-famous theme parks. With its major price improvement, extensive upgrades, generous living space, and move-in-ready condition, this home represents an outstanding opportunity for buyers looking to maximize value. Why pay more and then spend additional money upgrading when so much has already been done for you? Come see the value for yourself—this is a home you'll want to experience in person!
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
2,732
Sqft
0.15 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$132
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,126 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,126/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.4%
$/sqft vs Davenport actives
$132 vs $183
Days on market
358 vs 82 typical
Where $132/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Davenport. See the full Davenport guide →
DAVENPORT 33837 — neighborhood snapshot
Population
45,144
Median age
37.7
Median income
$75,861
Median home value
$297,700
Avg household
2.96
Households w/ children
5,646
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $363K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
205 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 823 CHINOY ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$435,610
1961 NOBLE DRIVE
6 bd · 3.5 ba · 3,162 sqft · $138/sqft · 0 DOM
Sold · Jun ’26$442,927
1901 NOBLE DRIVE
6 bd · 3.5 ba · 3,162 sqft · $140/sqft · 0 DOM
Sold · Jun ’26$444,200
1897 NOBLE DRIVE
6 bd · 3.5 ba · 3,162 sqft · $140/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 823 CHINOY ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 823 CHINOY ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
823 CHINOY ROAD FAQs
What would the monthly payment be for 823 CHINOY ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,126/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 823 CHINOY ROAD?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 823 CHINOY ROAD?+
The most recent tax bill on record (2024) was $7,998. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 823 CHINOY ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $360,000, this home is listed about 8% below the Davenport median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 823 CHINOY ROAD?+
Horizons Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$360,000 runs 13% above the DAVENPORT 33837 median — but at 2,732 sqft it's also 36% larger than the typical Davenport listing.
02Time on market is leverage
358 days on market against a Davenport median of 82 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $435,000, now $360,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Linda Sosa. MLS #S5136943.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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