4540 PINE TREE DR, ST CLOUD, FL, 34772
Sold270 days on marketListed Oct 22, 2025Sold Mar 30, 2026MLS #S5137084
About this home
4540 PINE TREE DR
Come see this special 3 bedroom/2 bath home with over 2100 sq ft today. If you are looking for a private lot with NO HOA this is the home for you. The possibilities are endless on this beautiful acreage in St. Cloud. Over 2 acres fully fenced with an electric gate just waiting for the next family to create memories on this stunning property. Relax on your front porch with your morning coffee or evening tea or take a seat around the fire pit when we are blessed with cool evenings. If you are horse a lover there is a barn waiting for your beloved 4-legged friends. Looking for a place to park your work vehicle, RV, or boat...no worries there is space for everything here. Wishing you had a pool to cool off in every hot day of the summer, well there is room to add one here without having to worry about where to put it or if it will fit. Once inside this beautiful home you will be so impressed with the spacious open floor plan. Room for everyone and everything in this living area. It is an entertainers dream with space to set up food and drink stations and plenty of room for seated dining. The kitchen can easily accommodate more than one cook to make preparing meals a lot faster and more fun! There is a bonus space off the kitchen that can be used as an office or a pantry. The primary bedroom is generous in size with room for a sitting area where you can wind down after a long day. The newly remodeled primary bath gives a peaceful spa feel. Metal roof and brand-new AC are an added bonus.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,124
Sqft
2.22 ac
Lot size
2
Garage
1992
Year built
One
Levels
$275
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$275 vs $221
Days on market
270 vs 33 typical
Where $275/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Get to know St Cloud. See the full St Cloud guide →
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
189 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the St Cloud median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4540 PINE TREE DR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$583,000
4540 PINE TREE DR · same community
3 bd · 2 ba · 2,124 sqft · $274/sqft · 125 DOM
Sold · Jan ’26$505,000
4510 PINE TREE DRIVE · same community
3 bd · 2.5 ba · 2,336 sqft · $216/sqft · 34 DOM
Sold · Mar ’26$425,000
3500 EDSEL AVENUE · same community
3 bd · 2 ba · 1,873 sqft · $227/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4540 PINE TREE DR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4540 PINE TREE DR — before you fall in love.
Selling nearby?
What's your home worth today?
This sale is one data point — your home is another. Get a data-driven estimate built from real closed sales like this one, in about a minute.
The brief
Three things that matter here
01Positioned at the premium end
$585,000 runs 38% above the St Cloud median.
02Time on market is leverage
270 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $637,500, now $585,000 — a $53K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ORLANDO PREMIUM PROPERTIES LLC · Renae Anderson, LLC. MLS #S5137084.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 4540 PINE TREE DR but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Leliana to ping you on any price or status change →