CENTURY 21 Edge
$499,900$550,0004 bd3.5 ba3,099 sqft$161 /sqft$3,831 /mo all-in ↓

1889 RUSTIC FALLS DRIVE, KISSIMMEE, FL, 34744

Active258 days on marketListed Nov 19, 2025MLS #S5138827

Reduced $50KSingle Family ResidenceKINDRED PH 1C

About this home

1889 RUSTIC FALLS DRIVE

**PRICED TO SELL! Highly motivated. If you've been considering new construction, compare the value this spacious 3,099 sq. ft. home offers more living space, a larger homesite, and established community amenities at an attractive price point. **Welcome to 1889 Rustic Falls Dr, a beautifully maintained two story residence designed for both comfort and functionality. From the moment you enter, you'll appreciate the open-concept floor plan that seamlessly connects the kitchen, dining, and living areas, creating an ideal setting for everyday living and entertaining. A convenient dry bar provides additional serving and storage space, while the first-floor primary suite offers privacy and convenience with its spacious layout and en-suite bathroom. Upstairs, you'll find three additional bedrooms, each featuring a walk-in closet, along with two full bathrooms with dual vanities. A large loft area provides flexible space that can be used as a media room, game room, home office, fitness area, or additional living space. The home features tile and luxury vinyl flooring throughout with no carpet, plus ceiling fans in multiple rooms for added comfort. Step outside to enjoy a fully fenced backyard with peaceful conservation views, offering a private outdoor setting and a homesite size that is increasingly difficult to find in many newly built homes. Whether enjoying your morning coffee or relaxing at sunset, this outdoor space provides room to enjoy Florida living. Beyond the home, residents enjoy access to an extensive selection of community amenities, including three clubhouse complexes with resort-style pools and fitness centers, more than three miles of walking trails, multiple playgrounds, a dog park, tennis courts, sand volleyball courts, soccer fields, and several lakes where residents can enjoy fishing. The community also hosts a variety of social and recreational events throughout the year. Conveniently located near NeoCity, Downtown Kissimmee, and the St. Cloud area, this home provides easy access to shopping, dining, grocery stores, medical facilities, urgent care centers, and everyday conveniences. Florida's Turnpike is approximately 10 minutes away, making commuting throughout Central Florida simple and efficient. Schedule your private showing today and discover the space, value, and lifestyle that make 1889 Rustic Falls Dr a unique opportunity in Kindred.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,099

Sqft

0.17 ac

Lot size

2

Garage

2017

Year built

Two

Levels

$161

Per sqft

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorDry Bar · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorIrrigation System · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$11/mo
Taxes (2024)$5,957/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityLake · Association Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Phone Available · Sewer Available · Sewer Connected · Sprinkler Meter · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,831 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2024 actual bill$496
HOA fee — from the listing$11
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,497
Interest rate6.00%
Loan term

Estimated payment

$3,831/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$496
HOA / condo fee$11
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$480KedgeAI estimate $532,262 · range $526K$547K$569K

vs edgeAI estimate

−6.1%

$/sqft vs Kissimmee actives

$161 vs $207

Days on market

258 vs 51 typical

Where $161/sqft sits among the 400 Kissimmee actives

98 · this home
115
95
43
19
30
$154–182$182–210$210–239$239–267$267–296$296+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Kissimmee

Map of 1889 RUSTIC FALLS DRIVE

Drive times from this address

Universal Orlando30 min
Orlando Int’l Airport (MCO)30 min
Walt Disney World31 min
Downtown Orlando31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

KISSIMMEE 34744 — neighborhood snapshot

Population

62,756

Median age

37.9

Median income

$69,837

Median home value

$326,700

Avg household

2.99

Households w/ children

7,069

For the school run

Osceola County School District

ElementaryEast Lake Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$353K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

170 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the KISSIMMEE 34744 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $499,900 $50K
Nov 19, 2025Listed at $550,000 · 258 days on market since
2017Built · KINDRED PH 1C

Reality check

What actually sold near 1889 RUSTIC FALLS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1882 RUSTIC FALLS DRIVESold · Feb ’26

$490,000

1882 RUSTIC FALLS DRIVE · same community

4 bd · 3.5 ba · 2,851 sqft · $172/sqft · 331 DOM

1514 DIAMOND LOOP DRIVESold · Dec ’25

$437,000

1514 DIAMOND LOOP DRIVE · same community

5 bd · 3 ba · 2,674 sqft · $163/sqft · 25 DOM

1565 DIAMOND LOOP DRIVESold · Nov ’25

$389,000

1565 DIAMOND LOOP DRIVE · same community

4 bd · 2 ba · 1,846 sqft · $211/sqft · 91 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1889 RUSTIC FALLS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1889 RUSTIC FALLS DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1889 RUSTIC FALLS DRIVE FAQs

What would the monthly payment be for 1889 RUSTIC FALLS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,831/mo — principal and interest, the actual property-tax bill, the $11/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1889 RUSTIC FALLS DRIVE?+

The association fee works out to $11 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1889 RUSTIC FALLS DRIVE?+

The most recent tax bill on record (2024) was $5,957. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1889 RUSTIC FALLS DRIVE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $499,900, this home is listed about 32% above the Kissimmee median of $378,495. The market section on this page shows how the area is trending.

Which schools are assigned to 1889 RUSTIC FALLS DRIVE?+

East Lake Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$499,900 runs 31% above the KISSIMMEE 34744 median — but at 3,099 sqft it's also 71% larger than the typical Kissimmee listing.

02Time on market is leverage

258 days on market against a Kissimmee median of 51 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $550,000, now $499,900 — a $50K cut. The full history is in the market section below.

Listing courtesy of NORTHGROUP REAL ESTATE, INC · Glenda Mercado. MLS #S5138827.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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