600 GEORGIA AVENUE, ST CLOUD, FL, 34769
Active206 days on marketListed Jan 8, 2026MLS #S5141302
About this home
600 GEORGIA AVENUE
Welcome to this beautiful no-HOA home designed to offer space, comfort, and versatility for modern living. Featuring 5 bedrooms, 4 full bathrooms, and 2 half baths, this thoughtfully designed property is ideal for large families or those seeking additional income opportunities. A legal, permitted accessory dwelling unit (ADU) provides the perfect setup for a mother-in-law suite or rental income, complete with a full kitchen, one bedroom, a full bath, and a laundry closet. The main home welcomes you with porcelain tile flooring throughout, elegant wood molding designs on the walls, and ceiling fans in every room, creating an open and airy feel. Elegant light fixtures in the dining area and kitchen add a warm, stylish touch, enhancing the inviting atmosphere. The bright open-concept floor plan is perfect for everyday living and entertaining. Two bedrooms share a Jack-and-Jill bathroom, while another bedroom features a private en-suite. The kitchen serves as the heart of the home, showcasing oversized granite countertops, 36-inch cabinetry, and generous space for gathering and making memories. A convenient half bath for guests completes the layout. All bathrooms feature beautifully tiled showers with elegant finishes, offering a spa-like yet cozy feel throughout the home. For those who enjoy entertaining or need extra storage, the impressive 720 sq. ft. garage includes a half bathroom, bar area, and sink, making it ideal for hosting game nights or weekend get-togethers. Situated in a charming community near Lake Tohopekaliga in St. Cloud, residents enjoy walking trails, playgrounds, a marina with boat slips, a waterfront restaurant, and some of the best sunset views in town. This inviting home offers comfort, style, and endless possibilities—truly a wonderful place to call home.
Facts & features
The home at a glance
5
Bedrooms
5
Bathrooms
2,626
Sqft
0.17 ac
Lot size
2
Garage
2019
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,068 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,068/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs ST CLOUD 2ND TOWN OF
$215 vs $246
Days on market
206 vs 33 typical
Where $215/sqft sits among the 27 homes for sale in ST CLOUD 2ND TOWN OF
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34769 — neighborhood snapshot
Population
29,247
Median age
36
Median income
$58,764
Median home value
$271,800
Avg household
2.93
Households w/ children
3,039
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
16 of 27
ST CLOUD 2ND TOWN OF have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 106% above the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 600 GEORGIA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$516,000
1020 WISCONSIN AVENUE · same community
4 bd · 3 ba · 2,288 sqft · $226/sqft · 54 DOM
Sold · Apr ’26$415,000
330 MONTANA AVENUE · same community
4 bd · 3 ba · 2,046 sqft · $203/sqft · 61 DOM
Sold · Aug ’25$465,000
435 PENNSYLVANIA AVENUE · same community
3 bd · 2 ba · 1,900 sqft · $245/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 600 GEORGIA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 600 GEORGIA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
600 GEORGIA AVENUE FAQs
What would the monthly payment be for 600 GEORGIA AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,068/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 600 GEORGIA AVENUE?+
The most recent tax bill on record (2025) was $7,765. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $565,000, this home is listed about 33% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 600 GEORGIA AVENUE?+
Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$565,000 runs 106% above the ST CLOUD 34769 median — but at 2,626 sqft it's also 33% larger than the typical St Cloud listing.
02Time on market is leverage
206 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $580,000, now $565,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOME BANKERS REALTY, LLC · Ivania Miolan. MLS #S5141302.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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