10553 SW 98TH PLACE, OCALA, FL, 34481
Active191 days on marketListed Jan 29, 2026MLS #S5142806
About this home
10553 SW 98TH PLACE
Set within the highly desired LongLeaf Ridge enclave of On Top of the World, this newly built Aberdeen residence delivers a delightful blend of upscale design and everyday comfort. This 3 bedroom, 3 bath home includes two generously sized primary suites and a flex bonus room which works perfectly as an office, media room, second living room, game room...the possibilities are endless! The laundry room comes complete with beautiful upper and lower cabinets, providing you with ample storage. A split 3 car garage and generously sized driveway allows ample parking for you and your guests. The home is thoughtfully tailored for both entertaining and relaxed living. A paver-lined driveway and dramatic double doors make a striking first impression, opening to an interior defined by clean lines and refined finishes. The home’s open layout is accented by tray ceilings and continuous luxury vinyl tile flooring, creating an airy, cohesive living space anchored by abundant natural light. Large windows and a wide, disappearing three-panel sliding door draw the outdoors in, seamlessly connecting the main living area to the lanai. At the heart of the home, the designer kitchen showcases crisp white cabinetry with crown detailing, quartz surfaces, an oversized center island, stainless steel appliances, a built-in wall oven and microwave, a modern cooktop with statement hood, a tile-accented backsplash, and a walk-in pantry—an ideal setting for both casual meals and elevated gatherings. The primary suite serves as a private retreat, featuring dual walk-in closets and a spa-inspired bath with a curbless tiled shower, built-in seating, and dual quartz-topped vanities. Two additional bedrooms and bathrooms are positioned separately, providing guests with comfort and privacy. A spacious screened lanai extends the living space outdoors, perfect for enjoying Florida’s year-round climate. Situated in Ocala’s premier 55+ community, residents of On Top of the World enjoy an exceptional lifestyle with resort-style amenities and convenient golf-cart access to nearby shopping and dining. This exceptional home offers a rare opportunity to enjoy luxury living in one of the area’s most sought-after neighborhoods.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,907
Sqft
0.33 ac
Lot size
3
Garage
2025
Year built
One
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,462 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,462/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.3%
$/sqft vs ON TOP OF THE WORLD
$224 vs $145
Days on market
191 vs 52 typical
Where $224/sqft sits among the 237 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
111 of 237
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 183% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10553 SW 98TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$420,000
10325 SW 105TH COURT · same community
3 bd · 3 ba · 2,536 sqft · $166/sqft · 11 DOM
Sold · Dec ’25$385,500
10324 SW 105TH COURT · same community
3 bd · 2.5 ba · 2,297 sqft · $168/sqft · 32 DOM
Sold · Dec ’25$398,500
9949 SW 106TH CIRCLE · same community
2 bd · 2 ba · 2,202 sqft · $181/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10553 SW 98TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10553 SW 98TH PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10553 SW 98TH PLACE FAQs
What would the monthly payment be for 10553 SW 98TH PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,462/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10553 SW 98TH PLACE?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10553 SW 98TH PLACE?+
The most recent tax bill on record (2025) was $681. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10553 SW 98TH PLACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $650,000, this home is listed about 117% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10553 SW 98TH PLACE?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$650,000 runs 183% above the OCALA 34481 median — but at 2,907 sqft it's also 69% larger than the typical Ocala listing.
02Time on market is leverage
191 days on market against a Ocala median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $675,000, now $650,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of 1ST CLASS WATERFRONT PROPERTIES LLC · Kate Paris. MLS #S5142806.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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