CENTURY 21 Edge
Short-Term Rental Eligible
$218,000$235,0003 bd2.5 ba1,406 sqft$155 /sqft$1,977 /mo all-in ↓

1423 PACIFIC ROAD, POINCIANA, FL, 34759

Active229 days on marketListed Feb 3, 2026MLS #S5143089

Reduced $17KTownhouseTUSCANY PRESERVE PH 03

About this home

1423 PACIFIC ROAD

Welcome to this charming home in a desirable Poinciana neighborhood, offering comfortable living and convenient access to local amenities. This property features a functional layout with ample living space and well-appointed rooms. The kitchen provides plenty of storage and workspace for everyday meals. The primary bedroom offers privacy and convenience with an attached bath. Additional bedrooms are versatile for family, guests, or a home office. Enjoy outdoor living with a private yard perfect for gatherings or relaxation. Ideally located near schools, shopping, dining, and major roads for easy commuting.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,406

Sqft

0.06 ac

Lot size

1

Garage

2015

Year built

Two

Levels

$155

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesDryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorOther
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorCourtyard · Other

Community & fees

HOA fee$197/mo
Taxes (2025)$2,884/yr
PetsYes
CommunityClubhouse · Community Mailbox · Fitness Center · Gated Community - No Guard · Golf Carts OK · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,977 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,283
FHA mortgage insurance (est.)$96
Property tax — 2025 actual bill$240
HOA fee — from the listing$197
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,630Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,630
Interest rate6.00%
Loan term

Estimated payment

$1,977/mo

Principal & interest$1,283
FHA mortgage insurance (est.)$96
Property taxes (actual bill)$240
HOA / condo fee$197
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs TUSCANY PRESERVE PH 03

$155 vs $178

Days on market

229 vs 17 typical

Where $155/sqft sits among the 20 homes for sale in TUSCANY PRESERVE PH 03

4 · this home
0
10
3
1
2
$142–155$155–169$169–182$182–196$196–209$209+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Tuscany, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityTuscany
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$1,800/mo median

MarketPoinciana
Annual gross at median$21,600
Gross yield on this price9.9%
Homes for rent right now72

Live Poinciana rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Lake Marion Village

Drive times from this address

Walt Disney World51 min
Universal Orlando60 min
Orlando Int’l Airport (MCO)63 min
Downtown Orlando64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Tuscany is a short-term-rental community. See the full guide →

Lake Marion Village — neighborhood snapshot

Population

11,407

Median age

42

Median income

$49,898

Median home value

$208,705

Avg household

3

Households w/ children

1,676

For the school run

Polk County School District

MiddleLake Marion Creek Middle School★★★★
ElementaryLaurel Elementary School★★★★
HighHaines City Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Poinciana market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$298K$280K

Poinciana median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

9 of 20

TUSCANY PRESERVE PH 03 have cut their price

Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% above the POINCIANA 34759 median. See the full Poinciana market guide →

Paper trail

This home's history

CurrentPrice reduced to $218,000 $17K
Feb 3, 2026Listed at $235,000 · 229 days on market since
2015Built · TUSCANY PRESERVE PH 03

Reality check

What actually sold near 1423 PACIFIC ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1211 CHERVIL DRIVESold · Dec ’25

$199,000

1211 CHERVIL DRIVE · same community

3 bd · 2.5 ba · 1,476 sqft · $135/sqft · 82 DOM

1374 PACIFIC ROADSold · Feb ’26

$227,000

1374 PACIFIC ROAD · same community

3 bd · 2.5 ba · 1,701 sqft · $133/sqft · 129 DOM

1123 CHERVIL DRIVESold · Dec ’25

$175,400

1123 CHERVIL DRIVE · same community

3 bd · 2.5 ba · 1,701 sqft · $103/sqft · 61 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1423 PACIFIC ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1423 PACIFIC ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1423 PACIFIC ROAD FAQs

What would the monthly payment be for 1423 PACIFIC ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,977/mo — principal and interest, the actual property-tax bill, the $197/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1423 PACIFIC ROAD?+

The association fee works out to $197 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1423 PACIFIC ROAD?+

The most recent tax bill on record (2025) was $2,884. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 1423 PACIFIC ROAD be rented short-term?+

Yes — this home sits inside Tuscany, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 1423 PACIFIC ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Poinciana?+

At $218,000, this home is listed about 25% below the Poinciana median of $290,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1423 PACIFIC ROAD?+

Lake Marion Creek Middle School (middle), Laurel Elementary School (elementary), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Zoned for nightly rentals

Tuscany is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

02Time on market is leverage

229 days on market against a Poinciana median of 17 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $235,000, now $218,000 — a $17K cut. The full history is in the market section below.

Listing courtesy of MILA REALTY · Steven Tavarez. MLS #S5143089.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1423 PACIFIC ROAD, POINCIANA, FL — 3 Bed, 2.5 Bath — $218,000 | CENTURY 21 Edge