25 PONCE PRESERVE DRIVE, PALM COAST, FL, 32164
Active181 days on marketListed Feb 10, 2026MLS #S5143548
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Go to model home at 5 Ponce Preserve Drive Palm Coast, FL 32164
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Sat, Aug 22
11:00 AM – 5:00 PM
Go to model home at 5 Ponce Preserve Drive Palm Coast, FL 32164
Sun, Aug 23
12:00 PM – 6:00 PM
Go to model home at 5 Ponce Preserve Drive Palm Coast, FL 32164
About this home
25 PONCE PRESERVE DRIVE
Rates as low as 4.99! Up to $15k CC for any deal using our preferred lender. Welcome to this Ranch with Bonus Room Dalton! On the main floor you'll find a gourmet kitchen, large family room, and study, along with 3 bedrooms and 2.5 baths. One of the bedrooms is the primary suite which features an en-suite bath and large walk-in closet. Upstairs is an oversized bonus room/bedroom with full bath and large closet. The home also features a Covered Lanai and a 3-car garage. SAMPLE PHOTOS Actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Financing subject to change without notice.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,861
Sqft
0.15 ac
Lot size
3
Garage
2025
Year built
Two
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,315 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,755/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.2%
$/sqft vs SEASONS AT SUMMERTIDE
$168 vs $176
Days on market
181 vs 49 typical
Where $168/sqft sits among the 6 homes for sale in SEASONS AT SUMMERTIDE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Seasons, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,000/mo median
Live Palm Coast rental listing data — this home’s rate depends on size, condition and furnishing.
The Florida short-term market
▼ Softening50%
Occupancy
▼ 32% yr/yr
$296
Avg nightly rate
▲ 15% yr/yr
$35K/yr
Revenue per listing
$148
RevPAR
63 days
Booking lead time
5.5 nights
Avg stay
3
Typical min nights
10,047
Active rentals
▲ 12% supply
Seasonality — monthly occupancy
Peaks at 58% in Feb · bottoms at 38% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.
Where it sits
Inside Pine Grove
Seasons is a short-term-rental community. See the full guide →
Pine Grove — neighborhood snapshot
Population
7,145
Median age
44
Median income
$64,413
Median home value
$292,692
Avg household
3
Households w/ children
803
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
1 of 6
SEASONS AT SUMMERTIDE have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 25 PONCE PRESERVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$530,997
35 PONCE PRESERVE DRIVE · same community
4 bd · 3 ba · 2,860 sqft · $186/sqft · 202 DOM
Sold · Oct ’25$508,997
28 PONCE PRESERVE DRIVE · same community
4 bd · 3 ba · 2,860 sqft · $178/sqft · 223 DOM
Sold · Apr ’26$475,000
27 PONCE PRESERVE DRIVE · same community
3 bd · 2.5 ba · 2,390 sqft · $199/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 25 PONCE PRESERVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 25 PONCE PRESERVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
25 PONCE PRESERVE DRIVE FAQs
What would the monthly payment be for 25 PONCE PRESERVE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,315/mo — principal and interest, estimated property taxes, the $119/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 25 PONCE PRESERVE DRIVE?+
The association fee works out to $119 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 25 PONCE PRESERVE DRIVE?+
The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 25 PONCE PRESERVE DRIVE be rented short-term?+
Yes — this home sits inside Seasons, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 25 PONCE PRESERVE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $479,698, this home is listed about 20% above the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 25 PONCE PRESERVE DRIVE?+
Buddy Taylor Middle School (middle), Lewis E. Wadsworth Elementary (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$479,698 runs 41% above the PALM COAST 32164 median — but at 2,861 sqft it's also 51% larger than the typical Palm Coast listing.
02Zoned for nightly rentals
Seasons is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Water views
The water view is part of what you're buying — views hold value independently of the structure.
04Time on market is leverage
181 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $497,997, now $479,698 — a $18K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AXEN REALTY, LLC · Stephanie Morales, LLC. MLS #S5143548.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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