6406 PINE WARBLER WAY, ST CLOUD, FL, 34771
Active155 days on marketListed Feb 20, 2026MLS #S5144212
About this home
6406 PINE WARBLER WAY
Stunning, better than new, two year old, 2 Story Home. A spacious covered front porch welcomes you into this beautiful home that offers 4 bedrooms, 3 full bathrooms, and a tranquil front view of the forest surrounded by beautiful oak trees and varied wildlife. The open floor plan is perfect for gracious entertaining; there is a Formal Living Room and a spacious Dining Area that flows into the Family Room connecting with the Kitchen. The spacious kitchen has recess lighting, 42" white cabinets, quartz counter tops, closet pantry, huge island with a breakfast bar, and stainless still appliances. The first floor is completely tiled, it has a full size bathroom and a bedroom that is very convenient for your guest; it can also be used as an office or study. The spacious second floor features a big Loft, and a Laundry Room with full size washer and dryer. You will live the Large Primary Bedroom with tray ceiling, huge walk-in closet, and en suite bath with tiled floors, lots of cabinets space, quartz counter tops, dual sinks, shower, and a semi-private commode. Two additional bedrooms and a full size bathroom with bathtub and shower, two sinks, and quartz counter top are also on the 2nd floor. There are high ceilings and the interior of the home is painted in a neutral tone with plenty of natural light. You will have extra storage space in the walk-in closet located under the stairs. Enjoy your coffee in the morning and relax in the lovely covered screened side porch. The rear 2 car garage features an attic, garage door opener, and a driveway with beautiful brick pavers. The community of Pine Glen has plenty of amenities including: a soccer field, basketball court, tennis court, playground, picnic tables, and a dog park. Not only this home is amazing but it is also conveniently located to major highways, restaurants, shopping, and banks. Shows like a model, must see!!!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,444
Sqft
0.09 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,289 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,289/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19%
$/sqft vs St Cloud actives
$170 vs $220
Days on market
155 vs 33 typical
Where $170/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
196 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 6406 PINE WARBLER WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$414,990
2941 HOUSE FINCH ROAD
5 bd · 3 ba · 2,447 sqft · $170/sqft · 132 DOM
Sold · Dec ’25$415,990
2948 HOUSE FINCH ROAD
5 bd · 3 ba · 2,447 sqft · $170/sqft · 47 DOM
Sold · Sep ’25$425,990
2945 ELIO HAMMOCK DRIVE
5 bd · 3 ba · 2,447 sqft · $174/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6406 PINE WARBLER WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6406 PINE WARBLER WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6406 PINE WARBLER WAY FAQs
What would the monthly payment be for 6406 PINE WARBLER WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,289/mo — principal and interest, the actual property-tax bill, the $87/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6406 PINE WARBLER WAY?+
The association fee works out to $87 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6406 PINE WARBLER WAY?+
The most recent tax bill on record (2025) was $4,906. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6406 PINE WARBLER WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $416,000, this home is listed about 2% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6406 PINE WARBLER WAY?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SOLOMON · Susy Ortiz. MLS #S5144212.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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