2461 DATURA LOOP, ST CLOUD, FL, 34772
Active150 days on marketListed Feb 20, 2026MLS #S5144223
About this home
2461 DATURA LOOP
Huge Price Reduction!! Wont last long. Discover the relaxed, low-maintenance Florida lifestyle you’ve been looking for in this beautifully maintained 2-bedroom, 2-bath home with a versatile flex space located in Twin Lakes, in one of Central Florida's premier 55+ resort-style communities. Built in 2018, this thoughtfully designed home offers an open-concept floor plan with a desirable split-bedroom layout providing comfort and privacy. The spacious main living areas feature elegant ceramic tile flooring, while the primary suite offers laminate flooring and the guest bedroom includes cozy carpeting. The beautifully appointed kitchen is perfect for both everyday living and entertaining, featuring granite countertops, 42-inch cabinetry, stainless steel appliances, pendant lighting, and a large center island that creates the perfect gathering space. The expansive primary suite includes a tray ceiling, dual vanities, a glass-enclosed shower, and a generous walk-in closet. Enjoy your morning coffee or unwind in the evening on the fully screened rear porch overlooking a peaceful setting with no rear neighbors , providing added privacy and tranquility. Additional features include a two-car garage with storage units and a paved driveway enhancing the home’s curb appeal. Twin Lakes offers an exceptional resort-style lifestyle with amenities designed for active adults, including three pools, a 20,000 sq. ft. clubhouse, 24-hour fitness center with sauna, tennis, pickleball, bocce ball, putting green, game rooms, scenic walking trails, and a full-time activities director coordinating a variety of social events and activities. The HOA provides added convenience by covering roof replacement, exterior painting, lawn care, and landscaping, allowing you more time to enjoy everything this incredible community and Florida living have to offer. Ideally located approximately30 minutes from Lake Nona and Medical City, close to Orlando International Airport, and only about an hour from Florida’s beautiful beaches. Grocery stores and everyday conveniences are just minutes away. Don’t miss this opportunity to enjoy vibrant, active living in one of Central Florida’s most desirable 55+communities. Schedule your private tour today and make this Twin Lakes home your own!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,464
Sqft
0.1 ac
Lot size
2
Garage
2018
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,637 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,637/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.4%
$/sqft vs St Cloud actives
$181 vs $220
Days on market
150 vs 33 typical
Where $181/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
191 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2461 DATURA LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$320,000
2302 DATURA LOOP · same community
2 bd · 2 ba · 1,464 sqft · $219/sqft · 54 DOM
Sold · Jun ’26$320,000
2323 DATURA LOOP · same community
2 bd · 2 ba · 1,449 sqft · $221/sqft · 745 DOM
Sold · Aug ’25$340,000
2333 DATURA LOOP · same community
2 bd · 2 ba · 1,449 sqft · $235/sqft · 443 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2461 DATURA LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2461 DATURA LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2461 DATURA LOOP FAQs
What would the monthly payment be for 2461 DATURA LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,637/mo — principal and interest, the actual property-tax bill, the $452/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2461 DATURA LOOP?+
The association fee works out to $452 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2461 DATURA LOOP?+
The most recent tax bill on record (2025) was $4,178. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2461 DATURA LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $265,000, this home is listed about 38% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2461 DATURA LOOP?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST CLOUD 34772 market on paper
$265,000 is 28% below the ST CLOUD 34772 median of $369,990, and at $181/sqft it sits under the St Cloud average of $236.
02Garden & Trees/Woods views
The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
150 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $289,900, now $265,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS LEGACY REALTY · Teresa Reilly-O'Doherty. MLS #S5144223.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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