CENTURY 21 Edge
$285,0003 bd2 ba1,572 sqft$181 /sqft$2,153 /mo all-in ↓

3802 WESTGATE ROAD, ORLANDO, FL, 32808

Active184 days on marketListed Mar 20, 2026MLS #S5146252

Single Family ResidencePINE RIDGE ESTATES

About this home

3802 WESTGATE ROAD

BACK ON THE MARKET! SELLER OFFERING UP TO $8,000 TOWARD BUYER’S CLOSING COSTS AND PREPAID EXPENSES! FHA appraisal already on file at $296,000 with no required repairs. NO HOA! This well-maintained 3-bedroom, 2-bath home offers exceptional flexibility and several valuable recent upgrades. In addition to the main living areas, the property features a spacious bonus room that can be used as an office, family room, game room, gym, or additional living space. PLUS, there is a separate private room with its own kitchen, full bathroom, and independent entrance, providing a great setup for extended family, guests, a private workspace, or potential income-producing use. Major improvements include a NEW A/C system (2026), NEW water heater (2026), and septic system professionally pumped and inspected in 2026, giving the next owner added peace of mind. The home also features a roof installed in 2019, water softener system, tile flooring throughout, and a recently painted exterior. The updated kitchen offers granite countertops, backsplash, modern finishes, and included appliances, while the primary bathroom has also been updated for a fresh and comfortable feel. The property is equipped with a solar energy system, offering an energy-efficient feature for today’s homeowner. Situated on a spacious lot, there is plenty of room for outdoor enjoyment, additional parking, and future possibilities. With NO HOA, buyers can enjoy greater flexibility without monthly HOA fees or restrictions. Conveniently located near major roads, shopping, schools, dining, and everyday essentials, this home combines location, versatility, recent upgrades, buyer incentives, and tremendous value. With an FHA appraisal already completed at $296,000 with no required repairs and up to $8,000 toward buyer’s closing costs and prepaid expenses, this is an opportunity you don’t want to miss. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,572

Sqft

0.19 ac

Lot size

1962

Year built

One

Levels

$181

Per sqft

Inside

FlooringTile
AppliancesMicrowave · Range · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorFrench Doors

Community & fees

Taxes (2025)$2,276/yr

Utilities & systems

UtilitiesSolar
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,153 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property tax — 2025 actual bill$190
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,975Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,975
Interest rate6.00%
Loan term

Estimated payment

$2,153/mo

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property taxes (actual bill)$190
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $285K
$226KedgeAI estimate $269,341 · range $235K$289K$300K

vs edgeAI estimate

+5.8%

$/sqft vs PINE RIDGE ESTATES

$181 vs $187

Days on market

184 vs 42 typical

Where $181/sqft sits among the 7 homes for sale in PINE RIDGE ESTATES

1
0
0
4 · this home
0
2
$122–139$139–155$155–172$172–189$189–205$205+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Drive times from this address

Downtown Orlando14 min
Universal Orlando20 min
Orlando Int’l Airport (MCO)34 min
Walt Disney World36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32808 — neighborhood snapshot

Population

61,123

Median age

32.2

Median income

$47,575

Median home value

$218,600

Avg household

3.05

Households w/ children

7,693

For the school run

Orange County School District

ElementaryRolling Hills Elementary★★★★
MiddleMeadowbrook Middle★★★★
HighMaynard Evans High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

1 of 7

PINE RIDGE ESTATES have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% above the ORLANDO 32808 median. See the full Orlando market guide →

Paper trail

This home's history

Mar 20, 2026Listed at $285,000 · 184 days on market since
1962Built · PINE RIDGE ESTATES

Reality check

What actually sold near 3802 WESTGATE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6391 68TH LANE NSold · Jun ’26

$405,000

6391 68TH LANE N · same community

4 bd · 2 ba · 1,543 sqft · $262/sqft · 11 DOM

3620 WESTGATE ROADSold · Sep ’26

$300,000

3620 WESTGATE ROAD · same community

4 bd · 2 ba · 1,617 sqft · $186/sqft · 116 DOM

6102 OAKCREST CIRCLESold · Jul ’26

$200,000

6102 OAKCREST CIRCLE · same community

3 bd · 2 ba · 1,507 sqft · $133/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3802 WESTGATE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3802 WESTGATE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3802 WESTGATE ROAD FAQs

What would the monthly payment be for 3802 WESTGATE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,153/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3802 WESTGATE ROAD?+

The most recent tax bill on record (2025) was $2,276. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Orlando?+

At $285,000, this home is listed about 26% below the Orlando median of $385,250. The market section on this page shows how the area is trending.

Which schools are assigned to 3802 WESTGATE ROAD?+

Rolling Hills Elementary (elementary), Meadowbrook Middle (middle), Maynard Evans High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NONA LEGACY POWERED BY LA ROSA · Luz Colon. MLS #S5146252.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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