920 LIVESTOCK LOOP, ST CLOUD, FL, 34771
Active115 days on marketListed Mar 26, 2026MLS #S5146557
About this home
920 LIVESTOCK LOOP
Why wait for new construction when this one is MOVE IN READY! Welcome to a lifestyle where luxury meets comfort, with thoughtfully curated details and serene water views throughout. Nestled in the highly sought-after Sunbrooke community, with over $30,000 in upgrades this beautifully designed home offers 2,244 square feet of living space, featuring 4 bedrooms and 2.5 bathrooms. Step inside to find soaring 10-foot ceilings, 9-foot doors, and luxury vinyl flooring throughout the main living areas. The open-concept layout seamlessly connects the dining and living spaces to a spacious kitchen, creating the perfect setting for both everyday living and entertaining. The kitchen is a true centerpiece, featuring stainless steel appliances, an oversized quartz island, matching quartz countertops, upgraded cabinetry, and a walk-in pantry. Enjoy tranquil water views from the kitchen, dining, and living areas, bringing in natural light and a peaceful ambiance. All bedrooms are generously sized, with comfortable carpet flooring, while the bathrooms feature tile flooring and granite countertops for a clean, elevated finish. Step outside to a fully fenced backyard with a covered lanai—ideal for relaxing mornings or unwinding in the evenings while overlooking the pond. This home offers the perfect blend of modern design, functional layout, and scenic surroundings in one of the area’s most desirable communities. The home will be rezoned to Nova Lakes High School Starting Fall 2026. 920 Livestock Loop - where comfort, style, and everyday living come together to create the place you’ll love calling home.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,244
Sqft
0.14 ac
Lot size
2
Garage
2021
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,496 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,496/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.9%
$/sqft vs St Cloud actives
$199 vs $221
Days on market
115 vs 33 typical
Where $199/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
188 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 920 LIVESTOCK LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$385,000
786 STEERVIEW STREET · same community
3 bd · 2.5 ba · 2,244 sqft · $172/sqft · 101 DOM
Sold · Dec ’25$510,000
840 LIVESTOCK LOOP · same community
4 bd · 2.5 ba · 2,783 sqft · $183/sqft · 152 DOM
Sold · May ’26$360,000
5801 HERDER ROAD · same community
3 bd · 2 ba · 1,556 sqft · $231/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 920 LIVESTOCK LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 920 LIVESTOCK LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
920 LIVESTOCK LOOP FAQs
What would the monthly payment be for 920 LIVESTOCK LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,496/mo — principal and interest, the actual property-tax bill, the $78/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 920 LIVESTOCK LOOP?+
The association fee works out to $78 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 920 LIVESTOCK LOOP?+
The most recent tax bill on record (2025) was $5,258. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 920 LIVESTOCK LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $445,500, this home is listed about 5% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 920 LIVESTOCK LOOP?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
115 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $490,000, now $445,500 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CORCORAN CONNECT LLC · Nicole Ruiz. MLS #S5146557.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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