632 MIDIRON DRIVE, POINCIANA, FL, 34759
Active125 days on marketListed Apr 8, 2026MLS #S5147111
About this home
632 MIDIRON DRIVE
Charming 3-Bedroom, 2-Bath Residence in the Growing Community of Poinciana Don’t miss this beautifully maintained 3-bedroom, 2-bathroom home, ideally situated in one of Poinciana’s most rapidly expanding communities. Designed for both comfort and convenience, this residence offers a seamless blend of functionality and style. A very large corner lot for privacy. Step inside to discover tile flooring throughout the entire home, providing durability, low maintenance, and a clean, modern aesthetic. The well-designed layout enhances everyday living while creating a welcoming atmosphere for both residents and guests. Enjoy a prime location just minutes from a newly developed shopping plaza featuring major retailers, dining options, and a fitness center. Additional conveniences such as the local library, post office, and essential services are all within close proximity. Ideally positioned for leisure and entertainment, this home is also just a short drive—approximately 40 minutes—from world-renowned attractions, including Walt Disney World and other premier theme parks. This is an excellent opportunity to own a move-in-ready home in a thriving and conveniently located community.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,861
Sqft
0.39 ac
Lot size
2
Garage
1980
Year built
One
Levels
$137
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,951 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,951/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Poinciana actives
$137 vs $181
Days on market
125 vs 21 typical
Where $137/sqft sits among the 197 Poinciana actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Poinciana
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
POINCIANA 34759 — neighborhood snapshot
Population
41,381
Median age
42.6
Median income
$62,373
Median home value
$271,400
Avg household
2.78
Households w/ children
3,944
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$298K → $285K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
50 of 197
Poinciana actives have cut their price
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 632 MIDIRON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$341,790
1115 SAINT MICHEL WAY
4 bd · 2 ba · 1,867 sqft · $183/sqft · 0 DOM
Sold · Oct ’25$341,790
1115 ST. MICHEL WAY
4 bd · 2 ba · 1,867 sqft · $183/sqft · 284 DOM
Sold · Feb ’26$329,999
606 JAGUAR COURT
4 bd · 2.5 ba · 1,886 sqft · $175/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 632 MIDIRON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 632 MIDIRON DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
632 MIDIRON DRIVE FAQs
What would the monthly payment be for 632 MIDIRON DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,951/mo — principal and interest, the actual property-tax bill, the $90/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 632 MIDIRON DRIVE?+
The association fee works out to $90 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 632 MIDIRON DRIVE?+
The most recent tax bill on record (2025) was $1,052. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 632 MIDIRON DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $254,900, this home is listed about 12% below the Poinciana median of $289,995. The market section on this page shows how the area is trending.
Which schools are assigned to 632 MIDIRON DRIVE?+
Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$254,900 runs 17% above the POINCIANA 34759 median.
02Time on market is leverage
125 days on market against a Poinciana median of 21 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $285,000, now $254,900 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EMPIRE NETWORK REALTY · Jesse Serrano. MLS #S5147111.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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