CENTURY 21 Edge

2176 CHAFFEE STREET, PORT CHARLOTTE, FL, 33953

Active119 days on marketListed Apr 14, 2026MLS #S5147798

Priced 32% below the PORT CHARLOTTE 33953 medianPORT CHARLOTTE SEC 059

About this home

2176 CHAFFEE STREET

Build your dream home on this 0.23-acre residential lot in a growing area of Port Charlotte! RSF3.5 zoning, this property offers the perfect opportunity for new construction or long-term investment. The area is seeing steady development with new homes being built nearby, making it ideal for builders and investors alike. Conveniently situated with easy access to shopping, dining, schools, and major roadways, while still offering a quiet residential setting. No HOA and plenty of space to design your custom home. Don’t miss this opportunity to secure land in one of Southwest Florida’s expanding communities!

Facts & features

The home at a glance

0.23 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$363/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$285 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$88
FHA mortgage insurance (est.)$7
Property tax — 2025 actual bill$30
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $525
Interest rate6.00%
Loan term

Estimated payment

$285/mo

Principal & interest$88
FHA mortgage insurance (est.)$7
Property taxes (actual bill)$30
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Port Charlotte

Map of 2176 CHAFFEE STREET

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33953 — neighborhood snapshot

Population

7,018

Median age

62.9

Median income

$77,227

Median home value

$332,200

Avg household

2.36

Households w/ children

430

For the school run

Charlotte County School District

MiddleMurdock Middle School★★★★★
HighPort Charlotte High School★★★★★
ElementaryLiberty Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% below the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Apr 14, 2026Listed at $15,000 · 119 days on market since

Reality check

What actually sold near 2176 CHAFFEE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2277 CHANUTE STREETSold · Feb ’26

$324,600

2277 CHANUTE STREET · same community

3 bd · 2 ba · 1,540 sqft · $211/sqft · 308 DOM

2251 MEETZE STREETSold · Dec ’25

$300,000

2251 MEETZE STREET · same community

3 bd · 2 ba · 1,608 sqft · $187/sqft · 86 DOM

2112 JACOBS STREETSold · Apr ’26

$321,000

2112 JACOBS STREET · same community

3 bd · 2 ba · 1,748 sqft · $184/sqft · 132 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frantreshia Miller

Your agent

Frantreshia Miller

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2176 CHAFFEE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2176 CHAFFEE STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2176 CHAFFEE STREET FAQs

What would the monthly payment be for 2176 CHAFFEE STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $285/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2176 CHAFFEE STREET?+

The most recent tax bill on record (2025) was $363. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Charlotte?+

At $15,000, this home is listed about 95% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.

Which schools are assigned to 2176 CHAFFEE STREET?+

Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ACE REALTY & ASSOCIATES, LLC · Andy Molina. MLS #S5147798.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2176 CHAFFEE STREET, PORT CHARLOTTE, FL — $15,000 | CENTURY 21 Edge