2956 ON THE ROCKS, KISSIMMEE, FL, 34747
Active102 days on marketListed Apr 30, 2026MLS #S5147908
About this home
2956 ON THE ROCKS
This beautiful FURNISHED home is now available for your long-term stay. Just imagine: a quick 5-minute walk to shops, restaurants, cinemas, arcades, and groceries. It's not just a home; it's a lifestyle upgrade. Welcome to your own paradise at Margaritaville! Picture waking up each morning to the soothing vibes of a tropical paradise. From the moment you step inside, you'll feel relaxed and comfortable. And here's the best part: it's only 12 minutes from Disney World and 7 minutes from I-4, perfect for adventures! Plus, you'll have access to all the amenities at Margaritaville Resort – pools, gyms, spas, and more! Don't wait – make this your home sweet home today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,712
Sqft
0.02 ac
Lot size
2022
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$183 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$183/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Kissimmee actives
$2 vs $209
Days on market
102 vs 53 typical
Where $2/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Margaritaville, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Margaritaville
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Margaritaville is a short-term-rental community. See the full guide →
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
180 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the Kissimmee median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 2956 ON THE ROCKS
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$370,000
8063 KING PALM CIRCLE
3 bd · 2 ba · 1,664 sqft · $222/sqft · 248 DOM
Sold · Apr ’26$365,000
8204 FAN PALM WAY
3 bd · 2 ba · 1,664 sqft · $219/sqft · 61 DOM
Sold · Nov ’25$415,000
2619 ONEIDA LOOP
4 bd · 3 ba · 1,791 sqft · $232/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2956 ON THE ROCKS — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2956 ON THE ROCKS — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2956 ON THE ROCKS FAQs
What would the monthly payment be for 2956 ON THE ROCKS?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $183/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 2956 ON THE ROCKS be rented short-term?+
Yes — this home sits inside Margaritaville, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2956 ON THE ROCKS?+
The listing reports pets: Monthly Pet Fee, Number Limit, Pet Deposit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $3,200, this home is listed about 99% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Kissimmee market on paper
$3,200 is 99% below the Kissimmee median of $379,000, and at $2/sqft it sits under the Kissimmee average of $216.
02Zoned for nightly rentals
Margaritaville is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
Keep looking
Similar homes nearby
Listing courtesy of P4L REALTY LLC · Michelle Fernandez. MLS #S5147908.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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