994 TEAL CREEK DRIVE, ST CLOUD, FL, 34771
Active100 days on marketListed Apr 26, 2026MLS #S5148660
Come see it
Upcoming open houses
Tue, Aug 4
9:00 AM – 5:00 PM
Virtual
Wed, Aug 5
9:00 AM – 5:00 PM
Virtual
About this home
994 TEAL CREEK DRIVE
Be the FIRST to live in this never-occupied home featuring 3 bedrooms + bonus room (perfect for a home office, guest space, or potential 4th bedroom) in one of St. Cloud’s fastest-growing communities, just minutes from Lake Nona and Medical City. Designed with comfort and modern living in mind, this bright single-story home offers an open layout, quartz countertops, stainless steel appliances, designer finishes, spacious living areas, abundant natural light, a private primary suite, spacious backyard, 2-car garage, and paver driveway. If you’ve been waiting for a home that feels fresh, modern, and truly move-in ready — this may be the one. Available now. Private showings by appointment.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,790
Sqft
0.16 ac
Lot size
2
Garage
2025
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$2 vs $218
Days on market
100 vs 43 typical
Where $2/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $406K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
214 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 994 TEAL CREEK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$695,304
801 LADYFISH · same community
5 bd · 4.5 ba · 3,461 sqft · $201/sqft · 0 DOM
Sold · Sep ’25$389,990
5286 TEIRGARTEN STREET
3 bd · 2 ba · 1,758 sqft · $222/sqft · 244 DOM
Sold · Sep ’25$409,990
5250 TEIRGARTEN STREET
3 bd · 2 ba · 1,758 sqft · $233/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 994 TEAL CREEK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 994 TEAL CREEK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
994 TEAL CREEK DRIVE FAQs
What would the monthly payment be for 994 TEAL CREEK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 994 TEAL CREEK DRIVE?+
The listing reports pets: Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $2,700, this home is listed about 99% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 994 TEAL CREEK DRIVE?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34771 market on paper
$2,700 is 99% below the ST CLOUD 34771 median of $429,000, and at $2/sqft it sits under the St Cloud average of $236.
02Time on market is leverage
100 days on market against a St Cloud median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $2,900, now $2,700 — a $200 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of IG REAL ESTATE SERVICES LLC · Gerd Schwarzenberg. MLS #S5148660.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 994 TEAL CREEK DRIVE but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Jessica to ping you on any price or status change →