2955 GODWIN ROAD, ST CLOUD, FL, 34772
Active64 days on marketListed May 20, 2026MLS #S5149984
About this home
2955 GODWIN ROAD
$20,000 FOR BUYER CLOSING COSTS WITH ACCEPTED CONTRACT!!!!! NEW ROOF 2023, BRAND NEW AIR CONDITIONER 5/26, SOLAR POWER (owned & paid for).......OVER AN ACRE OF LAND......a transferable termite bond, GUTTERS, NEW DISPOSAL, remodeled Owner's Bath, Brazilian teak hardwood flooring. BRICK FIREPLACE in the living room, REMODELED KITCHEN, wall sconces, ornate trim-work & window framing, CORDLESS BLINDS, & lights with dimmer switches are all upgrades. This kitchen has glass-front LIT cabinets, a HUGE island, DOUBLE OVENS, & a walk-in pantry.......all appliances will stay!! Indoor Laundry/Mudroom creates additional storage, a HUGE 19x19 COVERED BACK PATIO is screened and ready for gatherings.....there is an extra 19x25 open area that would be ideal for games or porch swings. Our CIRCLE DRIVE is not only convenient but very aesthetically pleasing, we have a 24x24 METAL CARPORT for covered parking.....BEAUTIFUL MATURE TREES such as palms, oaks, maples, & raintrees give plenty of shade. There is a constructed flag pole that has been outlined with tailored brick, shutters accent the windows, and BETTER HOMES & GARDEN IS ENVIOUS. No HOA, no CDD, no SOLAR LOANS, lots of room to park the boat, camper, or trailer.....a shed for additional storage, room for a future pool, plant that garden, build a chicken coop, build a fence for the family pup, & make 2955 Godwin Road your NEW WHY!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,822
Sqft
1.26 ac
Lot size
1983
Year built
One
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,175 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,175/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.2%
$/sqft vs S L & I C
$247 vs $327
Days on market
64 vs 33 typical
Where $247/sqft sits among the 38 homes for sale in S L & I C
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
18 of 38
S L & I C have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2955 GODWIN ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$614,900
3720 EDSEL AVE · same community
3 bd · 2 ba · 1,812 sqft · $339/sqft · 220 DOM
Sold · Feb ’26$450,000
1425 RIVER ROAD · same community
4 bd · 2 ba · 1,802 sqft · $250/sqft · 9 DOM
Sold · Jan ’26$275,000
3961 RAMBLER AVENUE · same community
3 bd · 2 ba · 1,782 sqft · $154/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2955 GODWIN ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2955 GODWIN ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2955 GODWIN ROAD FAQs
What would the monthly payment be for 2955 GODWIN ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,175/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2955 GODWIN ROAD?+
The most recent tax bill on record (2025) was $2,036. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2955 GODWIN ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $449,500, this home is listed about 6% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2955 GODWIN ROAD?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$449,500 runs 21% above the ST CLOUD 34772 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $477,500, now $449,500 — a $28K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY RESULTS LLC · Jennifer Davis, PA. MLS #S5149984.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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