CENTURY 21 Edge
Short-Term Rental Eligible
$2,999$3,1006 bd4 ba3,545 sqft$1 /sqft$182 /mo all-in ↓

3560 PIXIE LANE, ST CLOUD, FL, 34772

Active41 days on marketListed Jun 1, 2026MLS #S5150971

Priced 99% below the ST CLOUD 34772 medianEst. $61K/yr short-term rental revenueReduced $101Single Family ResidenceESPRIT PH 2

About this home

3560 PIXIE LANE

Luxury Living Meets Space and Functionality – Over 3,500 Sq Ft of Beautifully Designed Living Space! Welcome to 3560 Pixie Lane, an exceptional 4-bedroom, 4-bathroom home offering over 3,545 square feet of thoughtfully designed living space in one of St. Cloud's most desirable communities. From the moment you arrive, you'll be impressed by the home's attractive curb appeal, elegant architectural details, and spacious layout designed for both everyday living and entertaining. Step inside to discover beautiful wood flooring, soaring ceilings, recessed lighting, and an open-concept design that creates an inviting and luxurious atmosphere throughout the home. The heart of the property is the stunning chef's kitchen, featuring an oversized quartz island, upgraded cabinetry with glass accents, designer backsplash, stainless steel appliances, pantry, abundant storage, and extensive counter space. Whether you're preparing a family meal or hosting guests, this kitchen was designed to impress. The expansive living room offers an incredible amount of space and serves as the perfect gathering area for family and friends. Enhanced by a custom tray ceiling with decorative beams and designer finishes, this impressive room flows seamlessly into the dining area and kitchen, creating the ideal setting for entertaining. The spacious primary suite provides a private retreat complete with a large walk-in closet and a luxurious ensuite bathroom featuring dual vanities, a relaxing garden tub, and a separate glass-enclosed shower. Three additional bedrooms and multiple bathrooms provide comfort and privacy for family members and guests. Need additional space? This home delivers with a dedicated office, a versatile game room, and an enormous upstairs loft complete with its own full bathroom. This flexible bonus area can easily serve as a media room, guest suite, home gym, playroom, second family room, or even a fifth bedroom. Enjoy Florida living at its finest from the oversized screened lanai overlooking the large partially fenced backyard, offering the perfect space for outdoor dining, entertaining, pets, or future backyard enhancements. The home is also equipped with an ADT security system, providing added peace of mind and convenience. Conveniently located near shopping, restaurants, schools, Lake Nona Medical City, Orlando International Airport, major highways, and Central Florida's world-famous attractions, this home offers the perfect combination of luxury, comfort, security, and convenience. Homes offering this much space, flexibility, and value rarely become available. Schedule your private showing today and experience everything 3560 Pixie Lane has to offer before it's gone.

Facts & features

The home at a glance

6

Bedrooms

4

Bathrooms

3,545

Sqft

0.18 ac

Lot size

2

Garage

2014

Year built

Two

Levels

$1

Per sqft

Inside

AppliancesDishwasher · Dryer · Microwave · Range
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

Community & fees

PetsCats OK, Dogs OK

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$182 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$18
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $105Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $105
Interest rate6.00%
Loan term

Estimated payment

$182/mo

Principal & interest$18
FHA mortgage insurance (est.)$1
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Cloud actives

$1 vs $217

Days on market

41 vs 33 typical

Where $1/sqft sits among the 400 St Cloud actives

0 · this home
1
67
221
72
39
$1–62$62–122$122–183$183–244$244–304$304+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Esprit, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$60,645/yr gross

Avg nightly rate$412
Occupancy (comp set)42%
CommunityEsprit
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,369/mo median

MarketSt Cloud
Annual gross at median$28,422
Gross yield on this price947.7%
Homes for rent right now332

Live St Cloud rental listing data — this home’s rate depends on size, condition and furnishing.

The Saint Cloud short-term market

▼ Softening

44%

Occupancy

▼ 9% yr/yr

$182

Avg nightly rate

▼ 21% yr/yr

$19K/yr

Revenue per listing

$84

RevPAR

38 days

Booking lead time

4.9 nights

Avg stay

4

Typical min nights

58

Active rentals

▲ 14% supply

Seasonality — monthly occupancy

Peaks at 54% in Feb · bottoms at 36% in May

43%
54%
52%
40%
36%
39%
43%
46%
38%
39%
42%
44%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Saint Cloud — the projection above is specific to this home’s size.

Where it sits

Inside Esprit

Map of 3560 PIXIE LANE

Drive times from this address

Orlando Int’l Airport (MCO)38 min
Universal Orlando42 min
Downtown Orlando44 min
Walt Disney World47 min

Esprit is a short-term-rental community. See the full guide →

ST CLOUD 34772 — neighborhood snapshot

Population

33,542

Median age

39.9

Median income

$86,900

Median home value

$352,400

Avg household

3.05

Households w/ children

4,027

For the school run

Osceola County School District

ElementarySt. Cloud Elementary School★★★★★
HighSt. Cloud High School★★★★★
MiddleSt. Cloud Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

198 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,999 $101
Jun 1, 2026Listed at $3,100 · 41 days on market since
2014Built · ESPRIT PH 2

Reality check

What actually sold near 3560 PIXIE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3501 PIXIE LANESold · Jun ’26

$440,000

3501 PIXIE LANE · same community

5 bd · 3 ba · 2,566 sqft · $171/sqft · 0 DOM

3501 PIXIE LANESold · Jun ’26

$440,000

3501 PIXIE LANE · same community

5 bd · 3 ba · 2,566 sqft · $171/sqft · 4 DOM

3505 RHAPSODY STREETSold · Oct ’25

$420,000

3505 RHAPSODY STREET · same community

4 bd · 2 ba · 1,859 sqft · $226/sqft · 142 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 3560 PIXIE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3560 PIXIE LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3560 PIXIE LANE FAQs

What would the monthly payment be for 3560 PIXIE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Can 3560 PIXIE LANE be rented short-term?+

Yes — this home sits inside Esprit, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 3560 PIXIE LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $2,999, this home is listed about 99% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3560 PIXIE LANE?+

St. Cloud Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ST CLOUD 34772 market on paper

$2,999 is 99% below the ST CLOUD 34772 median of $411,995, and at $1/sqft it sits under the St Cloud average of $236.

02Zoned for nightly rentals

Esprit is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03The price has already moved

Listed at $3,100, now $2,999 — a $101 cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Jose Hooker-Gomez. MLS #S5150971.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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