1452 SE 13TH TERRACE, CAPE CORAL, FL, 33990
Active67 days on marketListed Jun 5, 2026MLS #S5151324
About this home
1452 SE 13TH TERRACE
Virtually Staged. Canal-front home with direct Gulf access, just 3 nautical miles from the Caloosahatchee River! Welcome to this brand-new waterfront residence located in a well-established Cape Coral neighborhood, offering convenient boating access through the adjacent navigation channel. This beautiful home features 4 bedrooms and a study that can be a 5th bedroom, 3 full bathrooms, and a spacious 3-car garage. The open-concept kitchen includes stainless steel appliances, granite countertops, crown molding, abundant cabinetry, and elegant lighting. Enjoy Florida living from the expansive under-truss lanai, perfect for relaxing or entertaining. Impact-resistant windows and sliding doors provide added security and peace of mind. A stunning rental opportunity for those seeking comfort, style, and coastal living. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,381
Sqft
0.23 ac
Lot size
3
Garage
2023
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Cape Coral actives
$1 vs $248
Days on market
67 vs 51 typical
Where $1/sqft sits among the 336 Cape Coral actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33990 — neighborhood snapshot
Population
35,428
Median age
48.6
Median income
$70,278
Median home value
$330,500
Avg household
2.57
Households w/ children
3,310
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
112 of 336
Cape Coral actives have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the CAPE CORAL 33990 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 1452 SE 13TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$600,000
1928 SE 11TH TERRACE
3 bd · 3 ba · 2,379 sqft · $252/sqft · 21 DOM
Sold · Sep ’25$505,000
1920 SE 6TH LANE
3 bd · 2 ba · 2,437 sqft · $207/sqft · 5 DOM
Sold · Jun ’26$535,000
1449 SE 22nd, Cape Coral FL 33990
4 bd · 3 ba · 2,322 sqft · $230/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1452 SE 13TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1452 SE 13TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1452 SE 13TH TERRACE FAQs
What would the monthly payment be for 1452 SE 13TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1452 SE 13TH TERRACE?+
The listing reports pets: Breed Restrictions, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $2,790, this home is listed about 99% below the Cape Coral median of $442,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1452 SE 13TH TERRACE?+
Diplomat Middle School (middle), Mariner High School (high), Hector A. Cafferata Junior Elementary School (elementary), Island Coast High School (high), Caloosa Middle School (middle), North Fort Myers High School (high), Patriot Elementary School (elementary), Skyline Elementary School (elementary), Trafalgar Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CAPE CORAL 33990 market on paper
$2,790 is 99% below the CAPE CORAL 33990 median of $390,000, and at $1/sqft it sits under the Cape Coral average of $294.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Diplomat Middle School, Mariner High School, Hector A. Cafferata Junior Elementary School, Island Coast High School, Caloosa Middle School, North Fort Myers High School, Patriot Elementary School, Skyline Elementary School, Trafalgar Elementary School, Cape Coral High School, Ida S. Baker High School — North Fort Myers High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $3,200, now $2,790 — a $410 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EMPIRE NETWORK REALTY · Veronica Cereceda de Sanchez. MLS #S5151324.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Cape Coral homes, in your inbox
Like 1452 SE 13TH TERRACE but not quite? A daily digest of every new listing in Cape Coral — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Alek to ping you on any price or status change →