CENTURY 21 Edge
$314,900$320,0002 bd2 ba1,719 sqft$183 /sqft$3,003 /mo all-in ↓

1390 HARBOR RIDGE DRIVE, KISSIMMEE, FL, 34759

Active57 days on marketListed Jun 16, 2026MLS #S5151913

Reduced $5KSingle Family ResidenceSOLIVITA PH 7D

About this home

1390 HARBOR RIDGE DRIVE

REDUCED, Open to Offers. Mature landscaping greets you as you enter the Arched Covered Entry into a Formal Foyer with direct access from the Two car garage with electric door opener & utility sink. Ceramic tile throughout most of the living areas, carpet only in the bedrooms. From the Foyer you have a hall to the Laundry room with shelving for extra storage & designated AC closet. The Kitchen with it's open design & beautiful 42" Wood cabinets, Stone counters, walk-in Pantry with it's own light feature. Stainless steel appliances, with the stove & microwave having been replaced in 2022. This Open Concept floorplan is desirable for entertaining with family & friends. There's ample natural light from an abundance of windows with tasteful window treatments. From the Great room enter the Screened Lanai with sliding glass doors where you can enjoy your morning coffee or unwind at night. There's plenty of space between you & your rear neighbor. The Primary Suite is a good size & the Ensuite Bathroom has Two Walk-in Closets, Raised Double Sink Vanities, oversized Framed Mirror, Large Tiled Walk-in Shower & separate Water Closet. The Study/Home office is located off the Dining area & for complete privacy Bedroom 2 is off the Kitchen area with easy access to the Hall Bathroom. This home is ONLY 11 years young, Seller is motivated, come view it today & start enjoying this Solivita life style in this Premier Active 55+ Golf community. Solivita is a Private Gated community with over 14 Pools, Two Fitness Centers, Pharmacy with a convenience store, Restaurants, 2 Champion 18 hole golf courses, driving range, Tennis, Pickleball, Basketball, Kids Playground, Dog lots, Softball Field, shuffleboard, bocce ball, billiard room & Ball room to just name a few. There's over 200 social clubs with monthly dances, you can be as active as you'd like. Outside the Main Solivita Gate, there's a Hospital, Banks, Restaurants, Grocery store & shopping for all.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,719

Sqft

0.12 ac

Lot size

2

Garage

2015

Year built

One

Levels

$183

Per sqft

Negotiable55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorPrivate Yard

Community & fees

HOA fee$429/mo
Taxes (2025)$5,046/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit, Yes
CommunityFishing · Lake · Clubhouse · Fitness Center · Gated Community - Guard · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterCanal/Lake For Irrigation

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,003 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property tax — 2025 actual bill$421
HOA fee — from the listing$429
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,022Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,022
Interest rate6.00%
Loan term

Estimated payment

$3,003/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$421
HOA / condo fee$429
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $315K
$284KedgeAI estimate $311,980 · range $296K$331K$344K

vs edgeAI estimate

+0.9%

$/sqft vs Kissimmee actives

$183 vs $209

Days on market

57 vs 55 typical

Where $183/sqft sits among the 400 Kissimmee actives

78
126 · this home
106
46
15
29
$151–181$181–211$211–241$241–271$271–301$301+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Solivita

Map of 1390 HARBOR RIDGE DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World34 min
Universal Orlando45 min
Downtown Orlando51 min
Orlando Int’l Airport (MCO)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Solivita — neighborhood snapshot

Population

7,195

Median age

69

Median income

$65,133

Median home value

$323,540

Avg household

2

Households w/ children

196

For the school run

Polk County School District

ElementaryPalmetto Elementary School★★★★★
MiddleLake Marion Creek Middle School★★★★
HighHaines City Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

185 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 43% above the KISSIMMEE 34759 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $314,900 $5K
Jun 16, 2026Listed at $320,000 · 57 days on market since
2015Built · SOLIVITA PH 7D

Reality check

What actually sold near 1390 HARBOR RIDGE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1689 TRABUCO CANYON COURTSold · May ’26

$314,000

1689 TRABUCO CANYON COURT · same community

2 bd · 2 ba · 1,719 sqft · $183/sqft · 105 DOM

1423 HARBOR RIDGE DRIVESold · Apr ’26

$260,000

1423 HARBOR RIDGE DRIVE · same community

2 bd · 2 ba · 1,703 sqft · $153/sqft · 0 DOM

1703 ENCINITAS WAYSold · Nov ’25

$320,000

1703 ENCINITAS WAY · same community

2 bd · 2 ba · 1,703 sqft · $188/sqft · 131 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1390 HARBOR RIDGE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1390 HARBOR RIDGE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1390 HARBOR RIDGE DRIVE FAQs

What would the monthly payment be for 1390 HARBOR RIDGE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,003/mo — principal and interest, the actual property-tax bill, the $429/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1390 HARBOR RIDGE DRIVE?+

The association fee works out to $429 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1390 HARBOR RIDGE DRIVE?+

The most recent tax bill on record (2025) was $5,046. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1390 HARBOR RIDGE DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $314,900, this home is listed about 17% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1390 HARBOR RIDGE DRIVE?+

Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BORCHINI REALTY · Cherie Pontes. MLS #S5151913.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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