
12538 FLORIDAYS RESORT DRIVE UNIT 109C, ORLANDO, FL, 32821
Active59 days on marketListed Jun 16, 2026MLS #S5152010
About this home
12538 FLORIDAYS RESORT DRIVE UNIT 109C
Experience the ultimate blend of vacation luxury and savvy investing with this stunning first-floor condo located at 12538 Floridays Resort Dr #109-C. Featuring a spacious 3-bedroom, 2-bathroom layout, this fully furnished unit effortlessly combines the comfort of a private retreat with premium resort living. The bright, open-concept living space transitions seamlessly to your own private, water-view patio—the perfect spot to unwind and enjoy the evening breeze after a busy day. Whether you are looking for a magical personal getaway or a high-performing addition to your real estate portfolio, this property is engineered to impress. Situated within the award-winning Floridays Resort, owners and guests enjoy access to world-class amenities, including two massive heated pools, a children's water playscape, a sandy beach area, a fully equipped fitness center, a game room, and the popular Palm Café and Pool Bar. Location is everything, and this condo puts you right in the heart of Central Florida's magic. You are just minutes away from Walt Disney World, Universal Studios, and SeaWorld, with premier dining, world-class shopping at the nearby Lake Buena Vista Premium Outlets, and local entertainment practically at your doorstep. Take advantage of the resort’s dedicated shuttle service to the theme parks and tap into Orlando’s booming vacation rental market today. This price includes the new $15,000 renovation package.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,200
Sqft
0.41 ac
Lot size
2006
Year built
One
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,424 /mo · 30% down, 30-yr fixed at 6.9%
Why the rate is different here
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,424/mo
Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.6%
$/sqft vs Orlando actives
$171 vs $248
Days on market
59 vs 42 typical
Where $171/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
ORLANDO 32821 — neighborhood snapshot
Population
21,765
Median age
31.6
Median income
$59,927
Median home value
$300,300
Avg household
2.29
Households w/ children
2,302
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
207 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the ORLANDO 32821 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 12538 FLORIDAYS RESORT DRIVE UNIT 109C
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$150,000
12544 FLORIDAYS RESORT DRIVE UNIT 506-B · same community
2 bd · 2 ba · 957 sqft · $157/sqft · 65 DOM
Sold · Apr ’26$168,000
12527 FLORIDAYS RESORT DRIVE UNIT 312E
3 bd · 2 ba · 1,200 sqft · $140/sqft · 60 DOM
Sold · Jun ’26$165,000
12527 FLORIDAYS RESORT DRIVE UNIT 601E
3 bd · 2 ba · 1,200 sqft · $138/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12538 FLORIDAYS RESORT DRIVE UNIT 109C — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12538 FLORIDAYS RESORT DRIVE UNIT 109C — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12538 FLORIDAYS RESORT DRIVE UNIT 109C FAQs
What would the monthly payment be for 12538 FLORIDAYS RESORT DRIVE UNIT 109C?+
With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $2,424/mo — principal and interest, the actual property-tax bill, the $1,001/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12538 FLORIDAYS RESORT DRIVE UNIT 109C?+
The association fee works out to $1,001 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12538 FLORIDAYS RESORT DRIVE UNIT 109C?+
The most recent tax bill on record (2025) was $3,811. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12538 FLORIDAYS RESORT DRIVE UNIT 109C?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $205,000, this home is listed about 47% below the Orlando median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12538 FLORIDAYS RESORT DRIVE UNIT 109C?+
Sunshine Elementary (elementary), Lake Buena Vista High School (high), Freedom Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORLANDO 32821 market on paper
$205,000 is 15% below the ORLANDO 32821 median of $240,000, and at $171/sqft it sits under the Orlando average of $263.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The trade-off to know about
Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.
Keep looking
Similar homes nearby
Listing courtesy of TEAM DONOVAN · James Donovan. MLS #S5152010.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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