558 READING STREET NW, PORT CHARLOTTE, FL, 33952
Active51 days on marketListed Jun 25, 2026MLS #S5152278
About this home
558 READING STREET NW
Discover the perfect opportunity to build your custom Florida home on this well-located residential lot in the established community of Port Charlotte. Situated on 558 Reading St NW, this parcel offers approximately 80 feet of frontage and a 125-foot depth, providing a generous and efficient layout for a single-family residence. From above, the property is surrounded by a mature and fully developed neighborhood featuring well-kept homes, paved roads, and established infrastructure—creating a seamless setting for your future build. Public utilities including water, sewer, and electricity are already available nearby, making development straightforward and cost-efficient. This prime location offers unmatched convenience with quick access to US-41 and I-75, allowing easy travel throughout Southwest Florida. Just minutes away, residents can enjoy everyday essentials including shopping centers, restaurants, medical facilities, and schools. For lifestyle and recreation, the property is ideally positioned near Charlotte Harbor, public boat ramps, and world-class fishing destinations. The vibrant waterfront community of Fishermen’s Village and historic downtown Punta Gorda are just a short drive away, offering dining, entertainment, and marina views. Beautiful Gulf beaches including Englewood, Venice, and Boca Grande are all within easy reach. Whether you are planning to build your dream home now or secure a strategic long-term investment in a growing market, this property delivers location, accessibility, and future potential in one of Southwest Florida’s most desirable residential corridors.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$351 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$351/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% below the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 558 READING STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$130,000
194 GARDEN AVENUE NW · same community
2 bd · 2 ba · 908 sqft · $143/sqft · 367 DOM
Sold · Mar ’26$190,000
209 SEMINOLE BOULEVARD NW · same community
2 bd · 1 ba · 918 sqft · $207/sqft · 78 DOM
Sold · Oct ’25$135,000
517 READING STREET · same community
2 bd · 2 ba · 936 sqft · $144/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 558 READING STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 558 READING STREET NW — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
558 READING STREET NW FAQs
What would the monthly payment be for 558 READING STREET NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $351/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 558 READING STREET NW?+
The most recent tax bill on record (2025) was $773. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $20,000, this home is listed about 94% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 558 READING STREET NW?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE FIRM RE · Sana Butt, LLC. MLS #S5152278.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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