116 PINE TERRACE, HAINES CITY, FL, 33844
Active107 days on marketListed Jul 8, 2026MLS #S5152784
About this home
116 PINE TERRACE
**Back on the market at no fault of the seller** Welcome home in the sought-after LAKE REGION VILLAGE, a resident-owned 55+ cooperative community in the heart of Haines City, Florida. If you've been dreaming of owning a Florida getaway, downsizing to a low-maintenance lifestyle, or making the Sunshine State your permanent home, this property offers an incredible opportunity. The REQUIRED CO-OP SHARE is INCLUDED with the LIST PRICE, making ownership simple while providing access to an impressive collection of community amenities. Inside, you'll find a SPACIOUS LAYOUT filled with natural light and ENDLESS POTENTIAL. This well-maintained home provides the PERFECT CANVAS to MAKE IT YOUR OWN. The welcoming FLORIDA ROOM offers an abundance of windows and is the perfect place to enjoy your morning coffee, curl up with a good book, entertain friends, or simply relax while enjoying the sunshine year-round. The GENEROUSLY SIZED LIVING ROOM flows comfortably into the dining area, creating inviting spaces for everyday living and gatherings. The kitchen offers ample cabinet space along with INDOOR LAUNDRY area for added convenience. The PRIMARY BEDROOM provides comfortable accommodations with GENEROUS STORAGE, while additional living spaces give flexibility for guests, hobbies, or a home office. One of this PROPERTY'S STANDOUT FEATURES is the EXCEPTIONAL STORAGE. In addition to the home's interior storage, you'll enjoy THREE SEPARATE OUTDOOR STORAGE ROOMS, providing plenty of space for tools, seasonal décor, bicycles, golf clubs, fishing equipment, hobby supplies, and more. Life in Lake Region Village offers so much more than just a home. Residents enjoy an active, welcoming community with amenities designed for recreation, relaxation, and socializing, including community swimming pool, marina with boat slips and boat ramp providing access to beautiful Lake Henry, spacious clubhouse featuring a large meeting hall with stage, lighting, and sound system, library, billiards room, dedicated quilting room complete with quilting machine, bingo facilities, fitness center, shuffleboard courts, tennis and pickleball court, half-court basketball, putting green and golf driving net, cornhole courts, fire pit gathering area, picnic area, ice machine, storage yard for RVs, boats, trailers, and other recreational equipment. Whether you enjoy boating, fishing, crafting, fitness activities, social events, or simply relaxing in the Florida sunshine, you'll find something to love within this vibrant community. Conveniently located near shopping, restaurants, medical facilities, golf courses, and Central Florida attractions, this property offers the perfect balance of peaceful community living with easy access to everything you need. Affordable opportunities to own in a resident-owned Florida cooperative community with this combination of amenities, storage, and potential are becoming increasingly difficult to find. Schedule your private showing today and discover how easily this home can become your own Florida retreat.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
960
Sqft
0.09 ac
Lot size
1974
Year built
One
Levels
$68
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$923 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$923/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−28.1%
$/sqft vs Haines City actives
$68 vs $171
Days on market
107 vs 66 typical
Where $68/sqft sits among the 400 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Region Mobile Home Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Haines City. See the full Haines City guide →
Lake Region Mobile Home Village — neighborhood snapshot
Population
651
Median age
66
Median income
$43,750
Median home value
$96,100
Avg household
2
Households w/ children
49%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $305K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
208 of 400
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 116 PINE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$197,000
260 PELICAN LANE · same community
2 bd · 2 ba · 1,296 sqft · $152/sqft · 380 DOM
Sold · Oct ’26$167,900
590 ALOHA DRIVE · same community
2 bd · 2 ba · 1,322 sqft · $127/sqft · 328 DOM
Sold · May ’26$129,000
6734 KENSINGTON DRIVE NE
2 bd · 2 ba · 960 sqft · $134/sqft · 134 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 116 PINE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 116 PINE TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
116 PINE TERRACE FAQs
What would the monthly payment be for 116 PINE TERRACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $923/mo — principal and interest, the actual property-tax bill, the $238/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 116 PINE TERRACE?+
The association fee works out to $238 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 116 PINE TERRACE?+
The most recent tax bill on record (2025) was $598. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 116 PINE TERRACE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $65,000, this home is listed about 79% below the Haines City median of $305,000. The market section on this page shows how the area is trending.
Which schools are assigned to 116 PINE TERRACE?+
Alta Vista Elementary School (elementary), Shelley S. Boone Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HAINES CITY 33844 market on paper
$65,000 is 77% below the HAINES CITY 33844 median of $279,450, and at $68/sqft it sits under the Haines City average of $184.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $80,000, now $65,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ROCK WELL REAL ESTATE · Traci Prantner. MLS #S5152784.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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