4900 POOLSIDE DRIVE, ST CLOUD, FL, 34769
Active9 days on marketListed Jul 2, 2026MLS #S5152843
About this home
4900 POOLSIDE DRIVE
Discover the perfect blend of comfort, style, and convenience in this beautifully maintained 3-bedroom, 2.5-bathroom home in a desirable St. Cloud community. The open-concept floor plan creates a bright and inviting atmosphere, making it ideal for both everyday living and entertaining. The well-appointed kitchen features granite countertops, rich dark cabinetry, a stylish tile backsplash, stainless steel appliances, and a wraparound breakfast bar with ample seating for casual meals, morning coffee, or gathering with family and friends. The kitchen flows seamlessly into the dining and living areas, all enhanced by abundant natural light. The first-floor primary suite provides a private retreat complete with a walk-in closet and a spacious ensuite bathroom featuring a dual-sink vanity and walk-in shower, offering the convenience of main-level living. Upstairs, you'll find a versatile loft that's perfect for a second living area, home office, or playroom, along with two additional bedrooms and a full bathroom, creating an ideal layout for family or guests. The backyard offers a patio and open outdoor space, making it ideal for morning coffee, weekend barbecues, or relaxing outdoors. Conveniently located near major highways, shopping, dining, parks, and everyday conveniences, this home offers the perfect combination of comfort, functionality, and location. Whether you're searching for your first home, your next home, or an investment opportunity, this move-in-ready property is one you won't want to miss.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,880
Sqft
0.04 ac
Lot size
1
Garage
2016
Year built
Two
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,578 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,578/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.2%
$/sqft vs St Cloud actives
$176 vs $217
Days on market
9 vs 33 typical
Where $176/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34769 — neighborhood snapshot
Population
29,247
Median age
36
Median income
$58,764
Median home value
$271,800
Avg household
2.93
Households w/ children
3,039
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
200 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4900 POOLSIDE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$327,000
521 PACITO WAY · same community
3 bd · 2.5 ba · 1,880 sqft · $174/sqft · 128 DOM
Sold · Nov ’25$334,000
5001 ALITA TERRACE · same community
3 bd · 2.5 ba · 1,832 sqft · $182/sqft · 49 DOM
Sold · May ’26$338,000
4810 POOLSIDE DRIVE · same community
4 bd · 2.5 ba · 1,696 sqft · $199/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jonathan Santos
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 4900 POOLSIDE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4900 POOLSIDE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jonathan's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4900 POOLSIDE DRIVE FAQs
What would the monthly payment be for 4900 POOLSIDE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,578/mo — principal and interest, the actual property-tax bill, the $161/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4900 POOLSIDE DRIVE?+
The association fee works out to $161 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4900 POOLSIDE DRIVE?+
The most recent tax bill on record (2025) was $2,026. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4900 POOLSIDE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $330,000, this home is listed about 22% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4900 POOLSIDE DRIVE?+
Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Steve Pugh. MLS #S5152843.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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