
702 MICHIGAN COURT UNIT 1, ST CLOUD, FL, 34769
Active32 days on marketListed Jul 6, 2026MLS #S5153166
About this home
702 MICHIGAN COURT UNIT 1
Charming 2-Bedroom Apartment in the Heart of St. Cloud! Welcome home to this conveniently located 2-bedroom, 1-bathroom unit in St. Cloud, FL. This property offers a comfortable layout with a great location close to shopping, dining, schools, and major roads. Enjoy the convenience of water included in the monthly rent, helping you save on utilities. Located in a central area of St. Cloud, this home provides easy access to everything you need while offering a peaceful place to call home. Don’t miss this opportunity to live in a great location with affordable living and added value! Features: • 2 Bedrooms • 1 Bathroom • Water included in rent • Centrally located in St. Cloud • Close to shopping, restaurants, and daily conveniences Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
784
Sqft
0.04 ac
Lot size
1972
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$170 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$170/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$2 vs $218
Days on market
32 vs 42 typical
Where $2/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
Palm Gardens — neighborhood snapshot
Population
599
Median age
37
Median income
$67,201
Median home value
$313,000
Avg household
3
Households w/ children
82%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $395K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
215 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 702 MICHIGAN COURT UNIT 1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$105,000
721 MICHIGAN COURT UNIT 1 · same community
2 bd · 1 ba · 784 sqft · $134/sqft · 112 DOM
Sold · Aug ’25$112,000
702 MICHIGAN COURT UNIT 4 · same community
2 bd · 1 ba · 784 sqft · $143/sqft · 70 DOM
Sold · Feb ’26$110,000
709 MICHIGAN COURT UNIT 4 · same community
2 bd · 1 ba · 784 sqft · $140/sqft · 290 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 702 MICHIGAN COURT UNIT 1 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 702 MICHIGAN COURT UNIT 1 — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
702 MICHIGAN COURT UNIT 1 FAQs
What would the monthly payment be for 702 MICHIGAN COURT UNIT 1?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $170/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 702 MICHIGAN COURT UNIT 1?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $1,400, this home is listed about 100% below the St Cloud median of $429,675. The market section on this page shows how the area is trending.
Which schools are assigned to 702 MICHIGAN COURT UNIT 1?+
St. Cloud Middle School (middle), St. Cloud High School (high), Michigan Avenue Elementary School (elementary) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Roxana Lishner. MLS #S5153166.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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