
3855 BOWFIN TRAIL, KISSIMMEE, FL, 34746
Active1 days on marketListed Aug 21, 2026MLS #S5154306
About this home
3855 BOWFIN TRAIL
Discover something special at 3855 Bowfin Trail—a meticulously maintained, one-owner residence on an oversized lot within Bellalago’s sought-after 24-hour guard-gated community. Offering five spacious bedrooms, five bathrooms, a private office, and a large upstairs bonus room, this home delivers the space and flexibility today’s buyers are searching for. Inside, soaring ceilings, eight-foot doors, tray ceilings, upgraded lighting, and abundant natural light create an immediate sense of elegance. The open-concept living area flows into a gourmet-inspired kitchen featuring quartz countertops, stainless-steel GE Profile appliances, an oversized island, crown molding, a spacious dinette, and a walk-in pantry. Generous closets and a large storage area beneath the staircase provide even more room to stay organized. The first-floor primary suite feels like a private retreat, with a spacious walk-in closet, dual vanities, a soaking tub, and an oversized spa-inspired shower. Upstairs are four additional bedrooms—two sharing a full bathroom and two offering private en-suite baths—along with a versatile bonus room perfect for a theater, game room, fitness studio, or second living area. Double sliding doors reveal a fully expanded covered lanai and beautifully maintained backyard—an inviting outdoor setting that must be experienced in person. Additional features include ceiling fans throughout the home and lanai, window blinds, UV lighting in every full bathroom, an under-sink water-treatment system, preparation for a whole-home water-treatment system, and concealed outlets and wiring for wall-mounted televisions. Sellers are willing to negotiate many of the furnishings. Bellalago offers community pools, fitness centers, recreational amenities, shopping, and a private boat ramp with access to Lake Tohopekaliga—all approximately 30 minutes from Walt Disney World, Universal Orlando, and Central Florida’s famous attractions. The photographs only tell part of the story. Schedule your private tour of 3855 Bowfin Trail and experience its space, thoughtful upgrades, and resort-style setting for yourself.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
3,857
Sqft
0.25 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,375 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,375/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Bellalago
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Bellalago — neighborhood snapshot
Population
4,492
Median age
34
Median income
$71,865
Median home value
$432,300
Avg household
3
Households w/ children
404
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 121% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3855 BOWFIN TRAIL — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3855 BOWFIN TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3855 BOWFIN TRAIL FAQs
What would the monthly payment be for 3855 BOWFIN TRAIL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,375/mo — principal and interest, the actual property-tax bill, the $205/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3855 BOWFIN TRAIL?+
The association fee works out to $205 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3855 BOWFIN TRAIL?+
The most recent tax bill on record (2025) was $8,187. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3855 BOWFIN TRAIL?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $750,000, this home is listed about 98% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3855 BOWFIN TRAIL?+
Bellalago Charter Academy (elementary), Liberty High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of LPT REALTY, LLC · Mike Schafer. MLS #S5154306.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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