1003 W SUMNER STREET, KISSIMMEE, FL, 34741
Active75 days on marketListed Jul 27, 2026MLS #S5154497
About this home
1003 W SUMNER STREET
Live in one side and rent the other to help cover your mortgage! This beautifully 6-bedroom, 5.5-bath property in the heart of downtown Kissimmee offers exceptional flexibility. It can be used as a duplex or a single-family home, making it ideal for owner-occupants, multigenerational families, or investors. The home features:4 bedrooms upstairs and 2 bedrooms downstairs Two full kitchens, allowing for separate living spaces/Handicap-accessible layout; A 2-car garage, additional storage, and plenty of parking, including space for a boat, A privacy-fenced yard, No HOA. The downstairs area can serve as an in-law suite or be rented separately, giving the owner the opportunity to generate rental income while living in the other portion of the property. This is an excellent opportunity for a growing family or an investor. Be sure to watch the virtual tour to see the layout and recent upgrades, then schedule a showing today. T4-R Zone City of Kissimmee.
Facts & features
The home at a glance
0
Bedrooms
3,496
Sqft
0.25 ac
Lot size
3
Garage
2005
Year built
Two
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,526 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,526/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Kissimmee actives
$177 vs $204
Days on market
75 vs 89 typical
Where $177/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Kissimmee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Downtown Kissimmee — neighborhood snapshot
Population
2,542
Median age
48
Median income
$33,872
Median home value
$198,552
Avg household
2
Households w/ children
296
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
213 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 202% above the KISSIMMEE 34741 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 1003 W SUMNER STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$238,500
312 N RANDOLPH AVENUE · same community
2 bd · 1 ba · 767 sqft · $311/sqft · 70 DOM
Sold · Jun ’26$127,000
1622 COLUMBIA ARMS CIRCLE UNIT 268
1 bd · 1 ba · 834 sqft · $152/sqft · 86 DOM
Sold · Sep ’26$123,000
2231 CASCADES BOULEVARD UNIT 304
1 bd · 1 ba · 635 sqft · $194/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1003 W SUMNER STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1003 W SUMNER STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1003 W SUMNER STREET FAQs
What would the monthly payment be for 1003 W SUMNER STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,526/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1003 W SUMNER STREET?+
The most recent tax bill on record (2025) was $9,525. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1003 W SUMNER STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $619,000, this home is listed about 65% above the Kissimmee median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1003 W SUMNER STREET?+
Central Avenue Elementary School (elementary), Osceola High School (high), Denn John Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REMAX PREMIER PROPERTIES · Paola Almonte. MLS #S5154497.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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