5779 STEPHENS ROAD, ST CLOUD, FL, 34771
Active1 days on marketListed Aug 4, 2026MLS #S5155023
About this home
5779 STEPHENS ROAD
Welcome to this exceptional partially furnished luxury home in the sought-after Bridgewalk community of St. Cloud. Built in 2024, this spacious 5-bedroom, 4-bathroom residence offers nearly 3,800 square feet of beautifully designed living space, combining comfort, style, and outstanding outdoor living. The open-concept floor plan features a bright and spacious living area, a gourmet kitchen with quartz countertops, an oversized center island, stainless steel appliances, walk-in pantry, and generous dining space—perfect for everyday living and entertaining. The first floor includes a private bedroom and full bathroom, ideal for guests or a home office. Upstairs, the impressive primary suite offers two walk-in closets and a spa-inspired bathroom with dual vanities, a soaking tub, and a separate walk-in shower. Additional bedrooms, a spacious loft, and an upstairs laundry room complete the second level. Step outside to your own private backyard retreat featuring a beautiful swimming pool and a fully equipped outdoor kitchen, creating the perfect space for relaxing, entertaining, and enjoying Florida's year-round outdoor lifestyle. This home is offered partially furnished with select furniture and household items remaining for the tenant's convenience. Additional features include a 2-car garage, Smart Home technology, covered lanai, resort-style private pool, outdoor kitchen, spacious loft/game room, energy-efficient construction, and utilities are not included. Residents of Bridgewalk enjoy outstanding amenities including a resort-style clubhouse, community pool, fitness center, playground, dog park, walking trails, pickleball and volleyball courts, and scenic waterfront areas. Conveniently located just minutes from Lake Nona Medical City, Orlando International Airport, SR-417, SR-528, shopping, restaurants, and major employers.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,791
Sqft
0.17 ac
Lot size
3
Garage
2024
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$193 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$193/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$1 vs $219
Days on market
1 vs 43 typical
Where $1/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
214 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5779 STEPHENS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$600,000
5641 BANYAN BAY ROAD · same community
4 bd · 4 ba · 3,216 sqft · $187/sqft · 101 DOM
Sold · May ’26$560,000
5653 BANYAN BAY ROAD · same community
4 bd · 3 ba · 2,647 sqft · $212/sqft · 107 DOM
Sold · Jun ’26$555,990
5623 BANYAN BAY ROAD · same community
4 bd · 3 ba · 2,647 sqft · $210/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5779 STEPHENS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5779 STEPHENS ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5779 STEPHENS ROAD FAQs
What would the monthly payment be for 5779 STEPHENS ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $193/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5779 STEPHENS ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $4,500, this home is listed about 99% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5779 STEPHENS ROAD?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34771 market on paper
$4,500 is 99% below the ST CLOUD 34771 median of $429,945, and at $1/sqft it sits under the St Cloud average of $237.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a St Cloud market that averages 43 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of GILVAN REALTY CORP. · Gilberto Imery. MLS #S5155023.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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