2709 GREENLANDS STREET, ST CLOUD, FL, 34772
Active3 days on marketListed Aug 5, 2026MLS #S5155093
About this home
2709 GREENLANDS STREET
Beautiful 4BR/4BA Marco II home in the highly desirable Twin Lakes 55+ active adult gated community. This two-story home features 10’ ceilings, upgraded ceramic tile flooring, and an open floor plan. The gourmet kitchen includes stainless steel appliances, gas cooktop, convection oven, 42” cabinets, quartz countertops, glass tile backsplash, walk-in pantry, and a large island with seating. The living area opens through fully retractable sliding doors to a screened lanai with peaceful pond views, perfect for indoor/outdoor Florida living. The spacious primary suite features a walk-in shower and custom closet system. Two additional bedrooms are located on the first floor, while the upstairs bedroom with private bath is ideal for guests, media room, or office. Resort-style amenities include clubhouse, fitness center, resort and lap pools, tennis, pickleball, putting green, walking trails, fishing, and boating on Live Oak Lake. Convenient to Lake Nona Medical City, Orlando International Airport, major highways, and attractions.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,870
Sqft
0.16 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs TWIN LAKES PH 2A-2B
$1 vs $222
Days on market
3 vs 43 typical
Where $1/sqft sits among the 14 homes for sale in TWIN LAKES PH 2A-2B
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $395K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
4 of 14
TWIN LAKES PH 2A-2B have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2709 GREENLANDS STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$539,900
2736 SOUTHLAND STREET · same community
3 bd · 3 ba · 2,365 sqft · $228/sqft · 37 DOM
Sold · Apr ’26$430,000
5081 TWIN LAKES BOULEVARD · same community
3 bd · 2.5 ba · 2,208 sqft · $195/sqft · 238 DOM
Sold · Nov ’25$511,000
2780 SOUTHLAND STREET · same community
3 bd · 2.5 ba · 2,208 sqft · $231/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2709 GREENLANDS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2709 GREENLANDS STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2709 GREENLANDS STREET FAQs
What would the monthly payment be for 2709 GREENLANDS STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2709 GREENLANDS STREET?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $3,000, this home is listed about 99% below the St Cloud median of $429,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2709 GREENLANDS STREET?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS HALLMARK PRO · Michelle Geberth. MLS #S5155093.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 2709 GREENLANDS STREET but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Frantreshia to ping you on any price or status change →