3621 LILY LANE, DAVENPORT, FL, 33897
Active2 days on marketListed Aug 6, 2026MLS #S5155149
About this home
3621 LILY LANE
Step into paradise at 3621 Lily Ln, a breathtaking turn-key estate located within the highly sought-after, guard-gated Windsor Island Resort community. Perfect as an incredible income generator or an unforgettable multi-family retreat, this grand 10-bedroom, 8-bathroom residence comes fully furnished and professionally decorated, offering effortless luxury from day one. Unwind on your private, screened-in lanai featuring a sparkling heated pool and spa—the ultimate setting for outdoor relaxation and entertaining. Inside, the home excels at delivering unforgettable experiences, anchored by a custom garage-turned-game room designed to keep guests and family entertained for hours. Beyond your private sanctuary, residents and guests enjoy exclusive access to Windsor Island Resort’s world-class resort amenities. The iconic Aloha Clubhouse serves as the heart of the community, boasting a zero-entry pool, lazy river, dual waterslides, splash pad, 9-hole mini-golf, arcade, state-of-the-art fitness center, sand volleyball, and an on-site poolside bar and grille. Unbeatably located just minutes from Central Florida’s top destinations—including Walt Disney World, Universal Orlando, premier golf, fine dining, and endless shopping—this property seamlessly blends luxury living with unmatched short-term rental investment potential.
Facts & features
The home at a glance
10
Bedrooms
8
Bathrooms
4,399
Sqft
0.14 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,652 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,652/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16%
$/sqft vs WINDSOR ISLAND RESORT
$188 vs $223
Days on market
2 vs 54 typical
Where $188/sqft sits among the 9 homes for sale in WINDSOR ISLAND RESORT
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Windsor Island, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,293/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Windsor Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Windsor Island is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
3 of 9
WINDSOR ISLAND RESORT have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 144% above the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 3621 LILY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$693,000
2176 LELANI CIRCLE · same community
9 bd · 6 ba · 4,399 sqft · $158/sqft · 150 DOM
Sold · Jul ’26$570,000
3432 LILAC WAY · same community
7 bd · 5.5 ba · 3,060 sqft · $186/sqft · 47 DOM
Sold · Jun ’26$550,000
1637 KONA LANE · same community
5 bd · 4 ba · 2,504 sqft · $220/sqft · 152 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3621 LILY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3621 LILY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3621 LILY LANE FAQs
What would the monthly payment be for 3621 LILY LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,652/mo — principal and interest, the actual property-tax bill, the $700/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3621 LILY LANE?+
The association fee works out to $700 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3621 LILY LANE?+
The most recent tax bill on record (2025) was $12,089. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3621 LILY LANE be rented short-term?+
Yes — this home sits inside Windsor Island, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3621 LILY LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $829,000, this home is listed about 113% above the Davenport median of $389,995. The market section on this page shows how the area is trending.
Which schools are assigned to 3621 LILY LANE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$829,000 runs 144% above the DAVENPORT 33897 median — but at 4,399 sqft it's also nearly twice the size of the typical Davenport listing.
02Zoned for nightly rentals
Windsor Island is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Know the monthly fee
The association fee is $700/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
05Fresh on the market
Only 2 days on market in a Davenport market that averages 54 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of TEAM DONOVAN · James Donovan. MLS #S5155149.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Davenport homes, in your inbox
Like 3621 LILY LANE but not quite? A daily digest of every new listing in Davenport — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kamilla to ping you on any price or status change →