
205 BELL TOWER CROSSING WEST, POINCIANA, FL, 34759
Active1 days on marketListed Aug 19, 2026MLS #S5155509
About this home
205 BELL TOWER CROSSING WEST
Welcome to 205 Bell Tower Place, a beautifully maintained Cabernet model in Solivita’s desirable Candlewood neighborhood. Lush landscaping and a freshly painted exterior create wonderful curb appeal, while the side-entry design adds to the home’s inviting character. Inside, the thoughtfully designed floor plan features two bedrooms, two bathrooms, a dining area, spacious great room, utility room, plantation shutters, ceramic tile and parquet flooring. The kitchen includes a charming breakfast nook surrounded by windows, a custom pantry with convenient storage, decorative appliance panels and a coordinating backsplash. Privately positioned at the rear of the home, the primary bedroom offers a customized walk-in closet complete with a built-in vanity, soft-close cabinetry and an oversized jewelry cabinet. The primary bathroom features a Boca walk-in tub, bidet and linen closet with slide-out shelving. The second bedroom is located near the front of the home, creating a comfortable and private space for guests or a home office. A vaulted ceiling enhances the open and airy feel of the great room, providing an ideal setting for relaxing or entertaining. From here, step into the enclosed lanai with a durable hard roof—perfect for enjoying Florida living throughout the year. Additional highlights include a roof replaced in 2018, HVAC system replaced in 2021, an 85-gallon water heater installed in 2021 with a lifetime warranty, hurricane shutters and a washer and dryer conveniently located in the garage. Solivita is a gated 55+ community offering an exceptional variety of recreational and social opportunities, including championship golf, heated pools, fitness and amenity centers, restaurants, pickleball, tennis, bocce ball, shuffleboard, softball, billiards, dog parks, walking and biking paths, community gardens and more than 250 resident clubs. HOA services include landscaping and irrigation maintenance, community road maintenance, gated security and bundled fiber-optic internet and television service. Conveniently located near the Solivita main entrance, Poinciana Lakes Plaza offers easy access to Sprouts, TJ Maxx, Ross, Burlington, Ulta, Petco, restaurants, medical services and additional shopping. With its custom features, valuable updates and access to resort-style amenities, this lovely home is ready to welcome its next owner.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,405
Sqft
0.12 ac
Lot size
2
Garage
2002
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,297 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,297/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
Right at the estimate
Days on market
1 vs 17 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Solivita
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
Solivita — neighborhood snapshot
Population
7,195
Median age
69
Median income
$65,133
Median home value
$323,540
Avg household
2
Households w/ children
196
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$298K → $280K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 205 BELL TOWER CROSSING WEST — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 205 BELL TOWER CROSSING WEST — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
205 BELL TOWER CROSSING WEST FAQs
What would the monthly payment be for 205 BELL TOWER CROSSING WEST?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,297/mo — principal and interest, the actual property-tax bill, the $263/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 205 BELL TOWER CROSSING WEST?+
The association fee works out to $263 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 205 BELL TOWER CROSSING WEST?+
The most recent tax bill on record (2025) was $2,926. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 205 BELL TOWER CROSSING WEST?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $257,500, this home is listed about 11% below the Poinciana median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 205 BELL TOWER CROSSING WEST?+
Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of BETTER HOMES & GARDENS LIFESTYLES REALTY · Dana Hall-Bradley. MLS #S5155509.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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