463 MONTEREY STREET, POINCIANA, FL, 34759
Active2 days on marketListed Aug 15, 2026MLS #S5155634
About this home
463 MONTEREY STREET
Solivita Port Royal with stacked stone exterior is perfectly positioned on a large & private conservation lot next to a cul-de-sac. The home has been updated with a 7/26 ROOF, 10/23 HVAC, 2019 HWH complimented by a 2017 Mini-split HEATED & COOLED Four Season room & crown molding in main areas. This home has been designed for the way 55+ homeowners live today. Enter through the glass front door to the living area with oversized tile featuring a Great Room, Gourmet Kitchen with upgraded cabinetry, pull out shelving, backsplash & granite counters, a breakfast bar, Dining Area & Den with double door entry. The open concept is boosted by 2 solar tubes for enhanced lighting. The primary bedroom is a private sanctuary with a walk-in closet, ensuite bathroom with dual sinks & larger shower area featuring custom listello tilework. The guest bedroom has a walk-in closet & is adjacent to a full bathroom. The approximately 500 Sq. Ft. (not included in base sq. ft. area) Four-Season room has removable sliding windows & tile flooring. It has tranquil views to the landscaped backyard which offers entertaining possibilities along with two additional outside hard-scape areas for friends & family. Completing this home is a convenient laundry & a 4 ft. extended 2 car garage with interlock flooring, laundry sink, pull-down stairs & an oversized door to allow for today’s higher golf carts. Every detail of this home has been thoughtfully designed by the seasonal owners. Solivita is an active adult 55+ community located in Kissimmee, Florida. It is approximately 50 minutes from Disney World & Orlando International Airport. Solivita has a total of 5,470 homes. Approximately 10,000 - 11,000 residents live in Solivita during the winter while approximately 7,500 live in Solivita during the summer. Enjoy your active years in this piece of paradise. Solivita's amenities include: - a manicured SOFTBALL diamond & field - 36 holes of CHAMPIONSHIP GOLF that can be played by joining the Stonegate Golf Club or paying as you go - 2 STATE of the Art AMENITY centers with updated exercise equipment, yoga studio & meeting rooms - 3 restaurants - 14 HEATED POOLS - 17 PICKLEBALL courts - 9 TENNIS courts - 4 BOCCE BALL courts - 4 SHUFFLEBOARD courts - 3 HORSESHOE pits - a BILLIARDS room - miles of bike paths - 2 DOG PARKS (Small & Large Dogs) - Corn Hole - Tot Lot PLAYGROUND - COMMUNITY GARDEN - over 250 resident clubs. The HOA: - maintains the LANDSCAPING & IRRIGATION systems in the common areas as well as at individual homesites - maintains the roads throughout the community - PROVIDES SECURITY with gate guards and mobile patrols including the Polk County Sheriff - allows AUTOMATED GATE ACCESS for residents via license plate readers - provides residents with Fiber Optic Internet & TV service. Poinciana Lakes Plaza is a MAJOR NEW SHOPPING CENTER that opened directly across from the Solivita Main Gate in Summer of 2024. It features Sprouts Grocery, TJ MAXX, Ross, Burlington, Rack Room Shoes, 5 Below, Ulta, Outback, First Watch, 5 Guys, Urgent Care, Dentist, TD Bank, Petco & Hair Cuttery with more dining & shopping to come. Furnishings are available under separate contract. Firepit does not convey.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,667
Sqft
0.23 ac
Lot size
2
Garage
2007
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,986 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,986/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.8%
$/sqft vs Poinciana actives
$209 vs $180
Days on market
2 vs 19 typical
Where $209/sqft sits among the 199 Poinciana actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Solivita
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
Solivita — neighborhood snapshot
Population
7,195
Median age
69
Median income
$65,133
Median home value
$323,540
Avg household
2
Households w/ children
196
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$298K → $285K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
55 of 199
Poinciana actives have cut their price
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% above the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 463 MONTEREY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$320,000
101 LOS GATOS PL
2 bd · 2 ba · 1,655 sqft · $193/sqft · 2 DOM
Sold · Apr ’26$292,500
502 MONTEREY STREET
2 bd · 2 ba · 1,655 sqft · $177/sqft · 339 DOM
Sold · Apr ’26$283,000
307 MONTEREY STREET
2 bd · 2 ba · 1,629 sqft · $174/sqft · 153 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 463 MONTEREY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 463 MONTEREY STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
463 MONTEREY STREET FAQs
What would the monthly payment be for 463 MONTEREY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,986/mo — principal and interest, the actual property-tax bill, the $276/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 463 MONTEREY STREET?+
The association fee works out to $276 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 463 MONTEREY STREET?+
The most recent tax bill on record (2025) was $4,091. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 463 MONTEREY STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $349,000, this home is listed about 20% above the Poinciana median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 463 MONTEREY STREET?+
Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$349,000 runs 59% above the POINCIANA 34759 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 2 days on market in a Poinciana market that averages 19 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of BORCHINI REALTY · Patricia Plumstead. MLS #S5155634.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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