224 CALIFORNIA AVENUE, ST CLOUD, FL, 34769
Active0 days on marketListed Aug 15, 2026MLS #S5155688
About this home
224 CALIFORNIA AVENUE
Welcome to 224 California Avenue! This updated 4-bedroom, 2-bath home combines classic St. Cloud character with fresh, modern finishes on a generous .23-acre lot shaded by mature trees. The completely remodeled kitchen features white shaker-style cabinetry, quartz countertops, subway tile backsplash and plenty of storage and workspace. The adjoining dining area flows into a spacious living room, while updated bathrooms, light wood-look flooring and a neutral interior palette create a fresh, cohesive feel throughout the home. Enjoy Florida living with two spacious screened porches offering over 550 sq. ft. of additional covered outdoor living space — perfect for dining, entertaining or relaxing. The generous yard offers plenty of outdoor space along with beautiful mature trees. Conveniently located in an established neighborhood near Downtown St. Cloud, shopping, dining, parks and the St. Cloud Lakefront. With four bedrooms, extensive updates and exceptional indoor/outdoor living space, this home is ready for its next owner. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
1.5
Bathrooms
1,180
Sqft
0.23 ac
Lot size
1970
Year built
One
Levels
$284
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,622 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,622/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$284 vs $216
Days on market
0 vs 46 typical
Where $284/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34769 — neighborhood snapshot
Population
29,247
Median age
36
Median income
$58,764
Median home value
$271,800
Avg household
2.93
Households w/ children
3,039
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $392K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
250 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 224 CALIFORNIA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$275,000
109 DAKOTA AVENUE · same community
2 bd · 2 ba · 1,106 sqft · $249/sqft · 165 DOM
Sold · May ’26$285,000
1601 CONNECTICUT AVENUE
3 bd · 1.5 ba · 1,200 sqft · $238/sqft · 129 DOM
Sold · Nov ’25$297,500
1412 NEW YORK AVENUE
3 bd · 2 ba · 1,200 sqft · $248/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 224 CALIFORNIA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 224 CALIFORNIA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
224 CALIFORNIA AVENUE FAQs
What would the monthly payment be for 224 CALIFORNIA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,622/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 224 CALIFORNIA AVENUE?+
The most recent tax bill on record (2025) was $4,102. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 224 CALIFORNIA AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $335,000, this home is listed about 21% below the St Cloud median of $425,450. The market section on this page shows how the area is trending.
Which schools are assigned to 224 CALIFORNIA AVENUE?+
Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$335,000 runs 26% above the ST CLOUD 34769 median.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a St Cloud market that averages 46 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of PROPERTY SOLUTIONS UNLIMITED INC. · Minetta Garay. MLS #S5155688.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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