1787 CHATSWORTH CIRCLE, ST CLOUD, FL, 34771
Active8 days on marketListed Aug 19, 2026MLS #S5155804
About this home
1787 CHATSWORTH CIRCLE
Welcome to an exceptional residence where luxury, space, and thoughtful design come together in a truly remarkable floor plan. Located in the desirable Lancaster Park East community in St. Cloud, this stunning home offers an ideal blend of elegance, comfort, and versatility. At the heart of the home is an impressive gourmet kitchen featuring an expansive island, abundant cabinetry, generous counter space, and an open-concept design that flows seamlessly into the main living areas. Whether hosting guests, gathering with family, or enjoying everyday living, this inviting space is designed to bring everyone together. One of the home's most distinctive features is its exceptionally spacious mother-in-law suite, providing a private and comfortable retreat for extended family, guests, or multigenerational living. Its generous proportions offer flexibility and privacy rarely found in today's homes. Throughout the residence, expansive living areas, beautiful natural light, spacious bedrooms, and an effortless flow create a welcoming sense of openness. From the moment you enter, the scale and thoughtful layout make a lasting impression. More than simply a home, this is a lifestyle opportunity for those seeking space, versatility, comfort, and a floor plan that truly stands apart. Lancaster Park East offers convenient access to dining, shopping, everyday conveniences, and essential services throughout St. Cloud. This exceptional residence is ready to welcome its next owner.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,932
Sqft
0.29 ac
Lot size
2
Garage
2020
Year built
One
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,334 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,334/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.3%
$/sqft vs St Cloud actives
$189 vs $215
Days on market
8 vs 47 typical
Where $189/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $394K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
248 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1787 CHATSWORTH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$475,000
1807 WESTERHAM AVENUE · same community
4 bd · 3.5 ba · 2,932 sqft · $162/sqft · 77 DOM
Sold · Apr ’26$520,000
5402 DOVE COTTAGE LANE · same community
4 bd · 3.5 ba · 2,932 sqft · $177/sqft · 9 DOM
Sold · Aug ’25$525,000
1817 WESTERHAM AVENUE · same community
4 bd · 3.5 ba · 2,932 sqft · $179/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1787 CHATSWORTH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1787 CHATSWORTH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1787 CHATSWORTH CIRCLE FAQs
What would the monthly payment be for 1787 CHATSWORTH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,334/mo — principal and interest, the actual property-tax bill, the $88/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1787 CHATSWORTH CIRCLE?+
The association fee works out to $88 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1787 CHATSWORTH CIRCLE?+
The most recent tax bill on record (2025) was $6,884. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1787 CHATSWORTH CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $555,000, this home is listed about 29% above the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1787 CHATSWORTH CIRCLE?+
Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMETRUST REALTY GROUP · Jeimaries Akim. MLS #S5155804.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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