20316 BALDPATE ROAD, ALTOONA, FL, 32702
Active8 days on marketListed Aug 24, 2026MLS #S5155922
About this home
20316 BALDPATE ROAD
This .30 acre lot is nestled in the Ocala National Forest just 5 miles away from shopping & restaurants. There was a cabin onsite that burnt down two years ago. Current owner has all Lake County permit documentation from the removal. Remaining concrete slab is already in place ready for you to build! ***** Lake County Development Processing Department, they will credit towards IMPACT FEES. ***** Use this as a primary residence or a vacation / hunting get away. Country store is right around the corner for all of your immediate or last minute needs. This property is located on a dirt road and gives a nice country feeling while being close to Altoona and surrounding cities. Contact today for more information!
Facts & features
The home at a glance
0.3 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$303 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$303/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Altoona
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altoona. See the full Altoona guide →
ALTOONA 32702 — neighborhood snapshot
Population
2,732
Median age
56.6
Median income
$51,762
Median home value
$92,700
Avg household
2.17
Households w/ children
211
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Altoona market
$179K → $225K
Altoona median sold, yr/yr
89.4%
Sale-to-list ratio (12 mo)
Median sold price, Altoona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 89% below the ALTOONA 32702 median. See the full Altoona market guide →
Paper trail
This home's history
Reality check
What actually sold near 20316 BALDPATE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$60,000
20347 GREENWING ROAD · same community
2 bd · 1.5 ba · 672 sqft · $89/sqft · 48 DOM
Sold · Apr ’26$60,000
20351 GREENWING ROAD · same community
2 bd · 2 ba · 720 sqft · $83/sqft · 48 DOM
Sold · Sep ’25$45,000
20350 CANVAS BACK ROAD · same community
3 bd · 1 ba · 840 sqft · $54/sqft · 255 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Licensed Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 20316 BALDPATE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20316 BALDPATE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20316 BALDPATE ROAD FAQs
What would the monthly payment be for 20316 BALDPATE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $303/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20316 BALDPATE ROAD?+
The most recent tax bill on record (2025) was $278. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Altoona?+
At $19,000, this home is listed about 97% below the Altoona median of $565,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20316 BALDPATE ROAD?+
Spring Creek Charter School (elementary), Umatilla Middle School (middle), Umatilla High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MLB FREEDOM DESTINATIONS · Mark Bouchard. MLS #S5155922.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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