
25188 MARION AVENUE UNIT 1038, PUNTA GORDA, FL, 33950
Active60 days on marketListed Sep 8, 2026MLS #S5155924
About this home
25188 MARION AVENUE UNIT 1038
Get ready to enjoy WATERFRONT LIVING at its best from this townhome in EMERALD POINTE's gated waterfront community. This beautiful FURNISHED 3 bedroom/2.5 bath OPEN CONCEPT renovated home has everything your heart desires and deserves. A 1 car garage with extra long driveway and an accommodating mud room welcome you and set your expectations. Then you walk into a gourmet kitchen that features wood cabinetry, stainless steel appliances, ample counter space, a pantry and even an island/breakfast bar and you know that this home is just what you hoped for. If you've ever wished for more cabinet space in your kitchen then your wish has been granted - you might need to buy more kitchenware to fill all these cabinets. This wonderful kitchen leads you directly into the dining room and spacious living room where you and friends & family can sit and talk, watch a movie, play games or just enjoy relaxing. After a day of enjoying the Florida Sunshine you can rest comfortably in your upstairs bedrooms. The king sized primary bedroom with its ensuite remodeled bathroom and wall of windows will ensure you sleep like a baby. The 2nd bedroom can also make a wonderful office and offers skylights and a loft area with a bed for those unexpected overnight guests. At the top of the stairs you have your laundry area and to the right of the stairs is the 2nd bathroom which has also been totally & beautifully updated and the 3rd spacious bedroom sits conveniently next to this bath. Back downstairs you'll find sliding glass doors from the living room to the piece de resistance .... the fully screened oversized lanai where you can really enjoy your waterfront oasis. Just sit and enjoy your coffee in the morning or your glass of wine at night as you watch nature rolling by in the canal. Enjoy boating? ... well you won't have to pay to store your boat any longer since you can dock your boat in your own backyard as part of the PERKS OF LIVING IN EMERALD POINTE! The OTHER PERKS this home delivers include a 2023 new roof, in 2024 new dishwasher, stove and a washer & dryer and in 2025 a new AC! Also for your enjoyment Emerald Pointe offers 24-hour security, a Marina, 3 swimming pools (one heated), 4 clay tennis & 1 hard tennis/pickleball court, a two-story Clubhouse, Exercise Room, Game Room, In-season Restaurant with On-site Chef, on site management, Gazebo and park on the Peace River, Cable & internet, water, RV & Boat Storage, Yacht club, Tennis Club, Book Club, Clay Busters Shooting Club, MahJong, Dominoes, Ladies Bridge and Coffee and Many Social Events all year long. This privileged location close to downtown Punta Gorda brings you close to all the action ... enjoy fine dining, Fisherman's Village, vibrant Farmer's Markets, shopping, parks, arts, community events and entertainment. Call for your personal tour today. Don't let this piece of PARADISE be someone else's dream home ... MAKE IT YOURS TODAY!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,674
Sqft
0.04 ac
Lot size
1
Garage
1981
Year built
Two
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,461 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,461/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.2%
$/sqft vs Punta Gorda actives
$161 vs $207
Days on market
60 vs 65 typical
Where $161/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,955
Median age
65.4
Median income
$76,369
Median home value
$433,800
Avg household
1.95
Households w/ children
1,551
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
176 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 25188 MARION AVENUE UNIT 1038
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$190,000
25188 MARION AVENUE UNIT 1015 · same community
3 bd · 2.5 ba · 1,618 sqft · $117/sqft · 329 DOM
Sold · Dec ’25$147,500
25188 MARION AVENUE UNIT 1014 · same community
3 bd · 2.5 ba · 1,482 sqft · $100/sqft · 84 DOM
Sold · Apr ’26$220,000
25188 MARION AVENUE UNIT 1030 · same community
2 bd · 2.5 ba · 1,480 sqft · $149/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 25188 MARION AVENUE UNIT 1038 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 25188 MARION AVENUE UNIT 1038 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
25188 MARION AVENUE UNIT 1038 FAQs
What would the monthly payment be for 25188 MARION AVENUE UNIT 1038?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,461/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 25188 MARION AVENUE UNIT 1038?+
The most recent tax bill on record (2025) was $4,020. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $268,999, this home is listed about 25% below the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 25188 MARION AVENUE UNIT 1038?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PUNTA GORDA 33950 market on paper
$268,999 is 9% below the PUNTA GORDA 33950 median of $295,500, and at $161/sqft it sits under the Punta Gorda average of $234.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $284,900, now $268,999 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RENAISSANCE REALTY & RELOCATION SERVICES · Julia Quezada. MLS #S5155924.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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