1015 HEMINGWAY CIR UNIT 1015, HAINES CITY, FL, 33844
Active2 days on marketListed Sep 18, 2026MLS #S5156216
About this home
1015 HEMINGWAY CIR UNIT 1015
Move-in ready 2-bedroom, 2-bath first-floor condo, ideally positioned just steps from the community pool, fitness center, and clubhouse in the championship golf community of Southern Dunes! This freshly updated unit features brand-new flooring throughout and a freshly painted interior, giving it a bright, clean feel from the moment you walk in. The open living and dining space flows into a well-equipped kitchen, while the primary suite offers a walk-in closet and en-suite bath. Enjoy single-level, no-stairs living plus a private rear porch. The Water Heater was replaced in 2023, and the HVAC was replaced in 2017. Southern Dunes offers 24-hour guard-gated security, multiple community pools, a fitness center, clubhouse, tennis courts, and a driving range — all for a low monthly HOA fee. Conveniently located within easy reach of Orlando and Tampa attractions, airports, shopping, Legoland, and both the Gulf and Atlantic beaches, this property offers great value for a new owner. Whether used as a primary residence, vacation home, or long- or short-term rental, this condo presents an excellent opportunity for low-maintenance living in a sought-after golf community. Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,152
Sqft
0.01 ac
Lot size
2002
Year built
One
Levels
$139
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,409 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,409/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.5%
$/sqft vs Haines City actives
$139 vs $174
Days on market
2 vs 46 typical
Where $139/sqft sits among the 399 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Southern Dunes Golf Course, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Southern Dunes Golf Course
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Southern Dunes Golf Course is a short-term-rental community. See the full guide →
Southern Dunes Golf Course — neighborhood snapshot
Population
2,225
Median age
55
Median income
$49,511
Median home value
$265,000
Avg household
3
Households w/ children
120
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $309K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
222 of 399
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 1015 HEMINGWAY CIR UNIT 1015
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$180,180
5014 HEMINGWAY CIRCLE UNIT 5014 · same community
2 bd · 2 ba · 1,152 sqft · $156/sqft · 139 DOM
Sold · Nov ’25$153,800
1007 HEMINGWAY CIRCLE UNIT 1007 · same community
1 bd · 1 ba · 808 sqft · $190/sqft · 29 DOM
Sold · Jun ’26$193,000
5011 HEMINGWAY CIRCLE UNIT 5011
2 bd · 2 ba · 1,152 sqft · $168/sqft · 231 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1015 HEMINGWAY CIR UNIT 1015 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1015 HEMINGWAY CIR UNIT 1015 — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1015 HEMINGWAY CIR UNIT 1015 FAQs
What would the monthly payment be for 1015 HEMINGWAY CIR UNIT 1015?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,409/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1015 HEMINGWAY CIR UNIT 1015?+
The most recent tax bill on record (2025) was $2,831. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1015 HEMINGWAY CIR UNIT 1015 be rented short-term?+
Yes — this home sits inside Southern Dunes Golf Course, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1015 HEMINGWAY CIR UNIT 1015?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $160,000, this home is listed about 49% below the Haines City median of $313,995. The market section on this page shows how the area is trending.
Which schools are assigned to 1015 HEMINGWAY CIR UNIT 1015?+
Haines City Senior High School (high), Horizons Elementary School (elementary), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the HAINES CITY 33844 market on paper
$160,000 is 45% below the HAINES CITY 33844 median of $289,694, and at $139/sqft it sits under the Haines City average of $187.
02Zoned for nightly rentals
Southern Dunes Golf Course is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
04Fresh on the market
Only 2 days on market in a Haines City market that averages 46 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Nikki Ansons. MLS #S5156216.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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