
5350 OSCEOLA DRIVE, ST CLOUD, FL, 34773
Active1 days on marketListed Aug 27, 2026MLS #S5156360
About this home
5350 OSCEOLA DRIVE
Virtually Staged. Welcome to 5350 Osceola Drive, where nearly 5 acres of Florida land, privacy, and freedom come together in one unique property. This 3 bedroom, 2 bathroom manufactured home is located just off US 192 on a paved side street, offering a peaceful country setting while remaining conveniently positioned between St. Cloud and Melbourne Beach. The property itself is the true standout. Approximately two thirds of the nearly 5 acre parcel is cleared, providing an incredible amount of usable land for outdoor living, animals, hobbies, equipment, recreational vehicles, or simply enjoying the space around you. The property is completely fenced and has NO HOA and NO CDD, giving you the freedom and flexibility that is increasingly difficult to find in Central Florida. Toward the rear of the property, a beautiful spring fed pond creates a peaceful natural backdrop. With no rear neighbor, the setting offers additional privacy and a true connection to the outdoors. Whether you enjoy fishing, wildlife, gardening, animals, or simply want room to spread out, this property delivers a lifestyle that a typical neighborhood simply cannot offer. The property is also loaded with additional functional space. Two sheds provide plenty of storage, while two paved carports offer covered parking for vehicles, equipment, or recreational toys. An air conditioned workshop creates an excellent space for projects, hobbies, or additional workspace, and the property even includes a one horse stall for buyers looking to accommodate an equestrian lifestyle. Location provides an excellent balance between privacy and convenience. Situated just off US 192, the home offers direct access toward St. Cloud in one direction and Melbourne and the Atlantic beaches in the other, making it possible to enjoy acreage and a more relaxed lifestyle without feeling completely disconnected from shopping, dining, recreation, and the surrounding Central Florida communities. If you have been searching for acreage, privacy, flexibility, room for your animals and toys, and freedom from HOA and CDD restrictions, 5350 Osceola Drive offers a rare opportunity to own nearly 5 acres with infrastructure already in place and plenty of possibilities for the future.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,456
Sqft
4.88 ac
Lot size
2005
Year built
One
Levels
$292
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,961 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,961/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$292 vs $214
Days on market
1 vs 47 typical
Where $292/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34773 — neighborhood snapshot
Population
5,495
Median age
38.2
Median income
$64,498
Median home value
$312,500
Avg household
3.06
Households w/ children
629
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $394K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
247 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% above the ST CLOUD 34773 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5350 OSCEOLA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$299,000
11390 E IRLO BRONSON MEMORIAL HIGHWAY · same community
2 bd · 1 ba · 1,329 sqft · $225/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 5350 OSCEOLA DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5350 OSCEOLA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5350 OSCEOLA DRIVE FAQs
What would the monthly payment be for 5350 OSCEOLA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,961/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5350 OSCEOLA DRIVE?+
The most recent tax bill on record (2025) was $1,339. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $425,000, this home is listed about 1% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5350 OSCEOLA DRIVE?+
Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$425,000 runs 39% above the ST CLOUD 34773 median.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a St Cloud market that averages 47 — if it fits, move quickly.
04Strong assigned schools
Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of AVANTI WAY REALTY LLC · Jim McQuade. MLS #S5156360.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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