
612 WAYCROSS ROAD SW, PALM BAY, FL, 32908
Active1 days on marketListed Aug 28, 2026MLS #S5156483
About this home
612 WAYCROSS ROAD SW
Virtually Staged. The finishes builders skip. A floor plan that actually works. An address in one of Florida's fastest-growing cities. And no HOA. Inside, this three-bedroom home on Waycross Road SW delivers the kind of thoughtful design that separates it from most of Palm Bay's southwest inventory. Ceramic tile flows through the living areas, adding warmth and continuity underfoot. The kitchen is anchored by a well-proportioned island that works equally well as a prep station, a coffee bar, or a gathering point. Three bedrooms plus a flexible bonus room adapt to however the space is used: home office, fitness room, guest suite, studio, or media room. Natural light fills the living areas throughout the day, reinforcing an openness that photographs beautifully and lives even better. The design balance is deliberate: modern without feeling cold, finished without feeling forced. Outside, the property sits on a quiet residential street with the lot size Palm Bay's southwest quadrant is known for. Space to breathe. No association dues. No architectural committee. No approval process. What newer HOA communities have quietly abandoned, this address still delivers. Location context matters. Palm Bay is home to L3Harris Technologies' 464,000-square-foot technology center, the Space Coast's largest high-tech employer, along with Northrop Grumman, Lockheed Martin, Boeing, Raytheon, and Collins Aerospace, all within a 15 to 25 minute commute via I-95 or Babcock Street. Brevard Public Schools serves the area with A-rated campuses and specialized aerospace and technology programs. Turkey Creek Sanctuary offers 1.25 miles of elevated boardwalk through a protected natural area at the city's heart, and the Indian River Lagoon opens onto boating, kayaking, fishing, and manatee viewing along the eastern edge of town. Palm Bay remains the most accessible city on the Space Coast, with larger homes and larger lots at lower price points than anywhere else in Brevard County. That combination has quietly driven aerospace and defense industry demand for years. Southwest Palm Bay inventory at this level does not sit long. Tour it while it is still available.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,845
Sqft
0.24 ac
Lot size
2
Garage
2026
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,501 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,501/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.3%
Days on market
1 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32908 — neighborhood snapshot
Population
14,970
Median age
38.3
Median income
$66,589
Median home value
$265,500
Avg household
3.08
Households w/ children
1,917
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $325K
Palm Bay median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 672% above the PALM BAY 32908 median. See the full Palm Bay market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 612 WAYCROSS ROAD SW — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 612 WAYCROSS ROAD SW — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
612 WAYCROSS ROAD SW FAQs
What would the monthly payment be for 612 WAYCROSS ROAD SW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,501/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 612 WAYCROSS ROAD SW?+
The most recent tax bill on record (2025) was $524. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 612 WAYCROSS ROAD SW?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Bay?+
At $363,000, this home is listed about 6% above the Palm Bay median of $341,495. The market section on this page shows how the area is trending.
Which schools are assigned to 612 WAYCROSS ROAD SW?+
Lockmar Elementary School (elementary), Central Middle School (middle), Heritage High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of EXP REALTY LLC · Paula Cordova Ibanez. MLS #S5156483.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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