106 OAK HAVEN CIRCLE, DELAND, FL, 32720
Active18 days on marketListed Sep 2, 2026MLS #S5156665
About this home
106 OAK HAVEN CIRCLE
Welcome to this beautiful 3-bedroom, 2.5-bath lakefront home with a dedicated office, offering 2,566 square feet of spacious and comfortable living. Located in a quiet, established Deland neighborhood, this home offers the perfect combination of privacy, peaceful surroundings, and convenient access to everything you need. A circular driveway and mature landscaping create a welcoming first impression, while the spacious two-car garage provides plenty of parking and storage. Inside, you'll find generously sized rooms designed for both everyday living and entertaining. The formal living room and dining room provide inviting spaces for gatherings, while the large kitchen features ample workspace and connects conveniently to the breakfast nook. The dedicated office offers a quiet space for working from home or hobbies. The spacious primary suite and additional bedrooms provide plenty of room for family and guests. Step outside to the screened-in patio and enjoy relaxing or entertaining while taking in the peaceful lake views. Mature landscaping surrounds the property, creating a beautiful and private outdoor setting. Ideally located close to shopping, dining, medical facilities, schools, and major roadways, this home offers a tranquil neighborhood setting while keeping you close to everything Deland has to offer.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,566
Sqft
0.3 ac
Lot size
2
Garage
2001
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,469 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,469/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Deland actives
$181 vs $207
Days on market
18 vs 42 typical
Where $181/sqft sits among the 400 Deland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
DELAND 32720 — neighborhood snapshot
Population
34,633
Median age
41.4
Median income
$67,512
Median home value
$280,600
Avg household
2.59
Households w/ children
3,279
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$335K → $350K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
236 of 400
Deland actives have cut their price
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% above the DELAND 32720 median. See the full Deland market guide →
Paper trail
This home's history
Reality check
What actually sold near 106 OAK HAVEN CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$410,000
326 CRYSTAL POND AVENUE · same community
4 bd · 2.5 ba · 2,490 sqft · $165/sqft · 4 DOM
Sold · Mar ’26$400,000
129 CRYSTAL OAK DRIVE · same community
4 bd · 2.5 ba · 2,431 sqft · $165/sqft · 148 DOM
Sold · Jun ’26$460,000
101 OAK HAVEN CIRCLE · same community
4 bd · 2.5 ba · 2,397 sqft · $192/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent · listing agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 106 OAK HAVEN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 106 OAK HAVEN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
106 OAK HAVEN CIRCLE FAQs
What would the monthly payment be for 106 OAK HAVEN CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,469/mo — principal and interest, the actual property-tax bill, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 106 OAK HAVEN CIRCLE?+
The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 106 OAK HAVEN CIRCLE?+
The most recent tax bill on record (2025) was $3,695. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 106 OAK HAVEN CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deland?+
At $465,000, this home is listed about 20% above the Deland median of $386,490. The market section on this page shows how the area is trending.
Which schools are assigned to 106 OAK HAVEN CIRCLE?+
Woodward Avenue Elementary School (elementary), Southwestern Middle School (middle), Deland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 EDGE · Donna Layton. MLS #S5156665.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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