CENTURY 21 Edge
$299,900$330,0003 bd2 ba1,437 sqft$209 /sqft≈$2,518 /mo all-in ↓

2344 TOPAZ TRAIL, KISSIMMEE, FL, 34743

Active27 days on marketListed Sep 13, 2026MLS #S5156692

✦ Reduced $30KSingle Family ResidenceEMERALD POINTE

About this home

2344 TOPAZ TRAIL

MAJOR PRICE IMPROVEMENT — NOW $299,900! SINGLE-STORY LIVING UNDER $300K! Looking for less maintenance, more convenience, and room to enjoy life? Discover this charming 3-bedroom, 2-bathroom home in Emerald Pointe at Lakeside Estates, offering 1,437 square feet of living space, a versatile bonus room, and a 2-car garage. Whether you're purchasing your first home, transitioning from a larger two-story property, or simply looking for a more manageable floor plan, this home offers the flexibility to fit your lifestyle. Enjoy the convenience of having everything on one level, with an additional room perfect for a home office, hobby space, playroom, or guest retreat. Notable improvements include a roof replaced in 2018 and updated windows in 2020. Step outside to a backyard overlooking a peaceful conservation area, providing a beautiful natural backdrop for relaxing or entertaining. Located in the established Lakeside Estates community, with an HOA of approximately $30 month, this home offers an attractive alternative to newer developments with higher monthly association fees. Enjoy convenient access to The Loop shopping and dining, supermarkets, medical facilities, Osceola Parkway, the Florida Turnpike, Orlando International Airport, and Lake Nona. Originally offered at $330,000 and now priced at just $299,900 — a $30,100 price improvement! Why pay for more space than you need or keep climbing stairs when you could enjoy the convenience of single-story living? Schedule your private showing today and discover the possibilities at 2344 Topaz Trail!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,437

Sqft

0.11 ac

Lot size

2

Garage

2002

Year built

One

Levels

$209

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Split Bedroom · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Cement Siding · Concrete · Stucco
FoundationSlab
FacesEast
ExteriorOther

Community & fees

HOA fee$30/mo
Taxes (2025)$5,161/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,518 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$430
HOA fee — from the listing$30
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,497
Interest rate6.00%
Loan term

Estimated payment

$2,518/mo

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$430
HOA / condo fee$30
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$288KedgeAI estimate $348,235 · range $323K–$372K$386K

vs edgeAI estimate

−13.9%

$/sqft vs Kissimmee actives

$209 vs $204

Days on market

27 vs 90 typical

Where $209/sqft sits among the 400 Kissimmee actives

98
105
90 · this home
45
29
33
$152–179$179–206$206–232$232–259$259–286$286+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Emerald Pointe

Drive times from this address

Orlando Int’l Airport (MCO)≈ 26 min
Walt Disney World≈ 32 min
Universal Orlando≈ 32 min
Downtown Orlando≈ 33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Emerald Pointe — neighborhood snapshot

Population

3,522

Median age

36

Median income

$50,930

Median home value

$256,000

Avg household

4

Households w/ children

396

For the school run

Osceola County School District

MiddleDenn John Middle School★★★★★
ElementaryCypress Elementary School★★★★★
HighGateway High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer — 7.1 months of inventoryBuyer’s market

$365K → $350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

212 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% above the KISSIMMEE 34743 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,900 ▼ $30K
Sep 13, 2026Listed at $330,000 · 27 days on market since
2002Built · EMERALD POINTE

Reality check

What actually sold near 2344 TOPAZ TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3046 EMERALD ACRES LANESold · Apr ’26

$319,290

3046 EMERALD ACRES LANE · same community

3 bd · 2.5 ba · 1,682 sqft · $190/sqft · 0 DOM

3133 EMERALD ACRES LANESold · Oct ’25

$342,990

3133 EMERALD ACRES LANE · same community

3 bd · 2.5 ba · 1,699 sqft · $202/sqft · 0 DOM

456 BERYL COVESold · Sep ’26

$339,890

456 BERYL COVE · same community

3 bd · 2.5 ba · 1,699 sqft · $200/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Pedro Ribeiro Gloria

Your agent

Pedro Ribeiro Gloria

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2344 TOPAZ TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2344 TOPAZ TRAIL — before you fall in love.

See it in person

Schedule a tour

Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2344 TOPAZ TRAIL FAQs

What would the monthly payment be for 2344 TOPAZ TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,518/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2344 TOPAZ TRAIL?+

The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2344 TOPAZ TRAIL?+

The most recent tax bill on record (2025) was $5,161. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2344 TOPAZ TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $299,900, this home is listed about 20% below the Kissimmee median of $377,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2344 TOPAZ TRAIL?+

Denn John Middle School (middle), Cypress Elementary School (elementary), Gateway High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FLORIDA LAKES REALTY · Tatiana Diaz. MLS #S5156692.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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