2280 BETSY ROSS LANE, ST CLOUD, FL, 34769
Active17 days on marketListed Sep 3, 2026MLS #S5156708
About this home
2280 BETSY ROSS LANE
Great opportunity to own this beautiful 3-bedroom, 2.5-bath townhome located in the sought-after community of Jefferson Green at Anthem Park. This home has been recently renovated and features stylish laminate flooring throughout, no carpet, and a beautifully updated kitchen with elegant quartz countertops that add a clean, modern touch. One of the strongest highlights of this property is the price — currently offered as one of the best-priced opportunities in the community. Whether you are looking for a comfortable primary residence or a strong rental investment property, this home delivers excellent value in a convenient St. Cloud location. Enjoy easy access to Florida’s Turnpike, making it simple to commute, explore Central Florida, visit nearby shopping and dining, and stay connected to Orlando, Lake Nona, and surrounding areas. When you are home, enjoy the community amenities, including a pool, five parks, three lakes, clubhouse, fitness room, tennis courts, sand volleyball, and more.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,588
Sqft
0.07 ac
Lot size
2
Garage
2010
Year built
Two
Levels
$144
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,216 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,216/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$144 vs $217
Days on market
17 vs 47 typical
Where $144/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Anthem Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
Anthem Park — neighborhood snapshot
Population
2,695
Median age
37
Median income
$82,667
Median home value
$246,500
Avg household
4
Households w/ children
224
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $394K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
243 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2280 BETSY ROSS LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$385,000
4241 SETTLERS COURT
3 bd · 2 ba · 1,636 sqft · $235/sqft · 84 DOM
Sold · Dec ’25$309,000
3586 YELLOW BIRD COURT
3 bd · 2 ba · 1,530 sqft · $202/sqft · 76 DOM
Sold · Apr ’26$335,000
5098 CLAY WHALEY ROAD
3 bd · 2.5 ba · 1,664 sqft · $201/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 2280 BETSY ROSS LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2280 BETSY ROSS LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2280 BETSY ROSS LANE FAQs
What would the monthly payment be for 2280 BETSY ROSS LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,216/mo — principal and interest, the actual property-tax bill, the $324/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2280 BETSY ROSS LANE?+
The association fee works out to $324 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2280 BETSY ROSS LANE?+
The most recent tax bill on record (2025) was $3,463. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2280 BETSY ROSS LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $228,000, this home is listed about 47% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2280 BETSY ROSS LANE?+
Neptune Elementary School (elementary), Neptune Middle School (middle), St. Cloud High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of G FIRST REALTY LLC · Axel Colon. MLS #S5156708.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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