3389 CORDGRASS PLACE, ST CLOUD, FL, 34773
Active5 days on marketListed Sep 18, 2026MLS #S5157189
About this home
3389 CORDGRASS PLACE
Welcome to this beautiful 2017 built home offering 4 bedrooms, 3 bathrooms, and approximately 2,274 square feet of living space. This property has so many wonderful features including plantation shutters, a kitchen sink reverse osmosis for quality water, all bedroom floors have been updated with laminate flooring, a gourmet kitchen with 2 double ovens and a cooktop, extended patio with outside pavers and spa that will convey, fenced yard, pond and conservation view. This move in ready home features fully-owned full solar electric giving the new owner a monthly savings as soon as they move in!! Surge protector and high-impact windows for added energy efficiency, comfort, and peace of mind. The thoughtfully designed floor plan offers spacious living areas and a unique oversized fourth bedroom/bonus room is upstairs, complete with its own en-suite bathroom perfect for a private retreat, guest suite, home office, or bonus space. Step outside and relax on the large fully screened lanai while enjoying the lovely water view. With its desirable features, spacious layout, solar upgrades, and beautiful outdoor setting, this home is ready for you to make it your own! Ideally located near Harmony Community School, this home offers golf cart friendly access through a nearby tunnel to Harmony Middle and Harmony High School. Residents enjoy exceptional amenities including Buck Lake with community pontoon boats, kayaks, canoes, and a fishing pier, along with resort-style pools, dog parks, playgrounds, walking trails, a fitness center, and bike paths. Enjoy easy golf cart rides to the neighborhood coffee shop, pizza restaurant, and Mexican dining. Conveniently located near Orlando International Airport, Medical City in Lake Nona, and Florida’s East Coast beaches, Harmony offers the perfect blend of lifestyle, nature, and location. Don’t miss your opportunity to own this move in ready home! Schedule your private showing today! Buyer to verify all room measurements.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,274
Sqft
0.24 ac
Lot size
2
Garage
2017
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,364 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,364/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.3%
$/sqft vs St Cloud actives
$187 vs $216
Days on market
5 vs 47 typical
Where $187/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harmony
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
Harmony — neighborhood snapshot
Population
3,988
Median age
37
Median income
$78,260
Median home value
$354,100
Avg household
3
Households w/ children
524
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $394K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
246 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the ST CLOUD 34773 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3389 CORDGRASS PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$395,000
3320 CORDGRASS PL · same community
3 bd · 2 ba · 1,957 sqft · $202/sqft · 10 DOM
Sold · Jun ’26$450,000
7009 FIVE OAKS DRIVE
4 bd · 2 ba · 2,240 sqft · $201/sqft · 77 DOM
Sold · Jun ’26$379,000
6830 HABITAT DRIVE
3 bd · 2.5 ba · 2,225 sqft · $170/sqft · 235 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3389 CORDGRASS PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3389 CORDGRASS PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3389 CORDGRASS PLACE FAQs
What would the monthly payment be for 3389 CORDGRASS PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,364/mo — principal and interest, the actual property-tax bill, the $9/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3389 CORDGRASS PLACE?+
The association fee works out to $9 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3389 CORDGRASS PLACE?+
The most recent tax bill on record (2025) was $6,055. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3389 CORDGRASS PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $425,000, this home is listed about 1% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3389 CORDGRASS PLACE?+
Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$425,000 runs 57% above the ST CLOUD 34773 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a St Cloud market that averages 47 — if it fits, move quickly.
04Strong assigned schools
Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CORCORAN CONNECT LLC · Jeanine Corcoran. MLS #S5157189.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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