440 EAGLE DRIVE, POINCIANA, FL, 34759
Active5 days on marketListed Sep 15, 2026MLS #S5157390
About this home
440 EAGLE DRIVE
Virtually Staged. New Construction with Included Upgrades! SELLER CONCESSION: 3% Closing Costs, through builder Preferred lender. Ask about our move in appliance package! Owner financing available call for more information! Located in Poinciana Village in a quite established neighborhood. Welcome to this beautifully designed 4-bedroom, 2-bath home featuring an inviting open-concept floor plan. The modern kitchen is equipped with quartz countertops, 42-inch upper cabinets for ample storage, and Samsung stainless steel appliances. The spacious primary suite features a walk-in closet and luxurious en-suite bath. Both bathrooms are enhanced with designer wall tile, adding a modern, upscale touch. Enjoy durable tile flooring with upgraded underlayment for enhanced comfort and sound reduction.Outside you'll enjoy a fully fenced in yard, ideal for relaxing, dining, or entertaining. With premium finishes and thoughtful upgrades already included, this move-in-ready home offers exceptional value and contemporary style. Additionally, this home comes with a 10-year structural warranty, providing peace of mind for your investment. Schedule your private tour today! SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s).
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,747
Sqft
0.17 ac
Lot size
2
Garage
2026
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,326 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,326/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.1%
$/sqft vs Poinciana actives
$183 vs $181
Days on market
5 vs 17 typical
Where $183/sqft sits among the 227 Poinciana actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Poinciana
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
POINCIANA 34759 — neighborhood snapshot
Population
41,381
Median age
42.6
Median income
$62,373
Median home value
$271,400
Avg household
2.78
Households w/ children
3,944
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$298K → $280K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
84 of 227
Poinciana actives have cut their price
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 440 EAGLE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$290,000
401 MALLARD WAY · same community
4 bd · 2.5 ba · 2,113 sqft · $137/sqft · 103 DOM
Sold · Oct ’25$290,000
410 LARK COURT
4 bd · 2 ba · 1,747 sqft · $166/sqft · 186 DOM
Sold · Jan ’26$335,000
605 RAVEN COURT
4 bd · 2 ba · 1,765 sqft · $190/sqft · 357 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 440 EAGLE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 440 EAGLE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
440 EAGLE DRIVE FAQs
What would the monthly payment be for 440 EAGLE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,326/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 440 EAGLE DRIVE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 440 EAGLE DRIVE?+
The most recent tax bill on record (2025) was $491. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 440 EAGLE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $319,900, this home is listed about 10% above the Poinciana median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 440 EAGLE DRIVE?+
Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AXEN REALTY, LLC · Stephanie Morales, LLC. MLS #S5157390.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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