CENTURY 21 Edge
$865,0003 bd3.5 ba2,423 sqft$357 /sqft$6,020 /mo all-in ↓

3413 NW 1ST TERRACE, CAPE CORAL, FL, 33993

Active8 days on marketListed Sep 12, 2026MLS #S5157450

Private poolFully furnishedSingle Family ResidenceCAPE CORAL

About this home

3413 NW 1ST TERRACE

Modern Florida luxury Property in this exceptional custom-designed 2025 residence located in rapidly growing Northwest Cape Coral, near the highly anticipated Seven Islands waterfront development. This move-in-ready home offers 3 spacious bedrooms, 3.5 bathrooms, a private office/den, a three-car garage, and a spectacular screened saltwater pool area. Enter through impressive double doors into a soaring 24-foot foyer illuminated by a statement chandelier and finished with oversized 47” x 47” luxury tile. The open-concept living area features 16-foot tray ceilings, customizable automated lighting, designer accent walls, wood paneling, a tiled entertainment wall with included TV, and an electric fireplace. The dining area is enhanced by two chandeliers and a temperature-controlled glass wine display accommodating more than 60 bottles. The gourmet kitchen is designed for both everyday living and entertaining, offering premium built-in appliances, an industrial-style coffee maker, pot filler, quartz backsplash, an oversized waterfall-edge island, soft-close cabinetry, pullout storage, a concealed refrigerator and dishwasher, and an elegant display pantry. A commercial whole-house water-softening system and a separate filtered drinking-water system provide additional comfort and convenience. The private primary suite offers custom walk-in closets, automated blinds, and a spa-inspired bathroom with a freestanding soaking tub, dual showerheads, two glass entry doors, smart toilet, LED mirror, and luxurious finishes. One secondary bedroom includes a private en-suite bathroom, while both guest bedrooms feature illuminated built-in closets. The custom T-shaped office provides dual workstations, integrated lighting, a feature wall, and motorized blinds—perfect for working from home. The laundry room includes custom cabinetry, a utility sink, and premium appliances. Multiple sliding glass doors connect the living room, dining room, and primary suite to the resort-style outdoor area. Enjoy a saltwater pool, extended cool-touch marble pavers, screened enclosure, outdoor shower, pool bathroom, smart TV, and a newly completed summer kitchen with BBQ grill, sink, and refrigerator. Additional features include concrete construction, a concrete tile roof, upgraded insulation, hurricane-impact windows, doors and sliders, Wi-Fi/app-controlled lighting, A/C, ceiling fans and blinds, epoxy garage flooring, extra garage height for larger SUVs, a privacy fence, professional landscaping, palm trees, and concrete landscape edging. The residence was elevated during construction, and th. The seller reports that, based on supporting engineering documentation, FEMA issued a flood-zone determination that removed the lender’s requirement for flood insurance. buyers should independently verify current requirements. Every detail—from the custom wall treatments and designer lighting to the imported decorative accents was carefully selected to create luxury inspired interior. Furniture is available separately, making this an outstanding turnkey opportunity for a primary residence, vacation retreat, or investment property.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,423

Sqft

0.24 ac

Lot size

3

Garage

2024

Year built

One

Levels

$357

Per sqft

Private poolFurnished

Inside

FlooringTile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Purifier · Wine Refrigerator
InteriorEating Space In Kitchen · High Ceilings · L Dining · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofTile
ConstructionStucco
FoundationBlock · Slab
FacesSouth
ParkingDriveway · Garage Door Opener · Guest
ExteriorIrrigation System · Lighting · Outdoor Kitchen · Outdoor Shower · Sliding Doors

Community & fees

Taxes (2025)$10,419/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Sprinkler Recycled · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,020 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,668
PMI (est., until 20% equity)$324
Property tax — 2025 actual bill$868
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $86,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $86,500
Interest rate6.00%
Loan term

Estimated payment

$6,020/mo

Principal & interest$4,668
PMI (est., until 20% equity)$324
Property taxes (actual bill)$868
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $865K
$704KedgeAI estimate $751,228 · range $733K$791K$900K

vs edgeAI estimate

+15.1%

$/sqft vs CAPE CORAL

$357 vs $245

Days on market

8 vs 34 typical

Where $357/sqft sits among the 154 homes for sale in CAPE CORAL

60
39
22
14 · this home
6
13
$162–222$222–282$282–342$342–402$402–462$462+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cape Coral

Get to know Cape Coral. See the full Cape Coral guide →

CAPE CORAL 33993 — neighborhood snapshot

Population

33,045

Median age

43.7

Median income

$89,220

Median home value

$319,500

Avg household

2.96

Households w/ children

3,468

For the school run

Lee County School District

HighMariner High School★★★★
MiddleMariner Middle School★★★★★
ElementaryHector A. Cafferata Junior Elementary School★★★★
MiddleChallenger Middle School★★★★
ElementaryPatriot Elementary School★★★★★
ElementaryTrafalgar Elementary School★★★★★
ElementarySkyline Elementary School★★★★★
HighCape Coral High School★★★★★
HighNorth Fort Myers High School★★★★
HighIda S. Baker High School★★★★★
HighIsland Coast High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Coral market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$375K$405K

Cape Coral median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

78 of 154

CAPE CORAL have cut their price

Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 830% above the CAPE CORAL 33993 median. See the full Cape Coral market guide →

Paper trail

This home's history

Sep 12, 2026Listed at $865,000 · 8 days on market since
2024Built · CAPE CORAL

Reality check

What actually sold near 3413 NW 1ST TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

239 SW 24TH PLACESold · Dec ’25

$418,000

239 SW 24TH PLACE · same community

4 bd · 3 ba · 2,306 sqft · $181/sqft · 44 DOM

5320 SW 3RD AVENUESold · Nov ’25

$1,150,000

5320 SW 3RD AVENUE · same community

3 bd · 3 ba · 2,244 sqft · $512/sqft · 29 DOM

3913 SE 19TH AVENUESold · Dec ’25

$610,000

3913 SE 19TH AVENUE · same community

4 bd · 2 ba · 2,238 sqft · $273/sqft · 276 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 3413 NW 1ST TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3413 NW 1ST TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3413 NW 1ST TERRACE FAQs

What would the monthly payment be for 3413 NW 1ST TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,020/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3413 NW 1ST TERRACE?+

The most recent tax bill on record (2025) was $10,419. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Cape Coral?+

At $865,000, this home is listed about 104% above the Cape Coral median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3413 NW 1ST TERRACE?+

Mariner High School (high), Mariner Middle School (middle), Hector A. Cafferata Junior Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Trafalgar Elementary School (elementary), Skyline Elementary School (elementary), Cape Coral High School (high), North Fort Myers High School (high), Ida S. Baker High School (high), Island Coast High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$865,000 runs 830% above the CAPE CORAL 33993 median — but at 2,423 sqft it's also 32% larger than the typical Cape Coral listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Mariner High School, Mariner Middle School, Hector A. Cafferata Junior Elementary School, Challenger Middle School, Patriot Elementary School, Trafalgar Elementary School, Skyline Elementary School, Cape Coral High School, North Fort Myers High School, Ida S. Baker High School, Island Coast High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of AXEN REALTY, LLC · Maria Gomez. MLS #S5157450.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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