3708 COFFMAN DRIVE, WINTER HAVEN, FL, 33881
Active2 days on marketListed Sep 18, 2026MLS #S5157813
About this home
3708 COFFMAN DRIVE
Virtually Staged. Welcome home to 3708 Coffman Road — a charming single-family retreat in the heart of Winter Haven with NO HOA and NO CDD! This move-in-ready block home offers 4 bedrooms, 2 full baths, and approximately 1,359 sq ft of comfortable living, all set on a generous 0.28-acre lot with mature trees and a peaceful wooded view. Inside, you'll find easy-care ceramic tile and vinyl flooring, ceiling fans throughout, and a spacious eat-in kitchen — plus the bonus of an owned solar energy system for lower monthly bills. Central heat and air, public water, and a 2-car carport add everyday convenience. Enjoy the freedom of a fully fenced yard, pet-friendly living with no restrictions, and a prime location just minutes from shopping, dining, top schools, and major roadways. Homestead-eligible and priced to sell at $235,000 — owner-occupied; please allow advance notice for showings. Schedule your private tour today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,359
Sqft
0.28 ac
Lot size
1954
Year built
One
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,883 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,883/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs ACREAGE
$173 vs $304
Days on market
2 vs 48 typical
Where $173/sqft sits among the 108 homes for sale in ACREAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
WINTER HAVEN 33881 — neighborhood snapshot
Population
39,189
Median age
43.6
Median income
$53,867
Median home value
$177,400
Avg household
2.61
Households w/ children
3,730
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$283K → $280K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
61 of 108
ACREAGE have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the WINTER HAVEN 33881 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 3708 COFFMAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$320,539
21183 FORT CHRISTMAS ROAD · same community
3 bd · 2 ba · 1,368 sqft · $234/sqft · 162 DOM
Sold · Mar ’26$655,000
15260 SUGAR BOWL ROAD · same community
3 bd · 2 ba · 1,449 sqft · $452/sqft · 9 DOM
Sold · Dec ’25$140,000
1322 SHADY COVE ROAD W · same community
2 bd · 1.5 ba · 1,248 sqft · $112/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent · listing agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3708 COFFMAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3708 COFFMAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3708 COFFMAN DRIVE FAQs
What would the monthly payment be for 3708 COFFMAN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,883/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3708 COFFMAN DRIVE?+
The most recent tax bill on record (2025) was $2,829. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3708 COFFMAN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $235,000, this home is listed about 18% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3708 COFFMAN DRIVE?+
Fred G. Garner Academy (elementary), Winter Haven Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 EDGE · Kamilla Pagotto. MLS #S5157813.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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